Opinions & blogs

We need to focus on holistic advice

When you read a headline which says, ‘Six out of 10 homeowners aged over...

Why the GI conversation is more important than ever

This is a sensitive subject in light of the pandemics impact on many people’s...

High LTVs are needed for the long-term

I am writing this on the so-called ‘Freedom Day’ – in England at least...

The consumer benefit of having someone to blame

There is plenty to be positive about in the world of mortgage advice, and...

Learning lessons from the first Stamp Duty deadline

June was an exceptionally busy month for everyone in the property market. In fact,...

Vital GI conversations aren’t taking place

Having children I know just how hard it can be to extract information when...

Who is supporting first-time buyers with 95% LTV mortgages?

Spring 2020, I think we would all agree, might well mark the nadir for...

Government needs to improve the home buying and selling process

There will be a huge number of property professionals for whom June couldn’t have...

The changing face of financial vulnerability

Every single person will have learnt lessons from the pandemic, whether that is how...

Frenzied purchase market makes picking specialist partners crucial

It’s a busy time in the housing market as the second stamp duty deadline...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

First-time buyers will need continuing support

As the initial tapering of the stamp duty extension begins, it’s clear that increased...

Learning from Lockdown 1

A year ago we were slowly emerging from Lockdown 1 and beginning to get...

‘Concertina’ of housing transactions lessened by stamp duty decision

It’s fair to say that the housing market performed more than robustly in March,...
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A wealth of experience

High net worth clients may need more from their lender and their broker, so it’s important that as an adviser, you are ready and...

Housing promises vs. reality: Will the Government deliver on 1.5 million new homes?

Next year will be 80 years since the New Towns Act (1946) was passed through Parliament. As a result of the destruction during WWII, this...

Navigating a changing buy-to-let landscape in 2025

The buy-to-let market has long been a cornerstone of the UK property sector, but recent trends and upcoming policy changes are reshaping the landscape. For...

Heavy refurbishment: structuring finance for complex property upgrades

Investors are rethinking their approach to property - heavy refurbishment is no longer just an option; it’s a necessity for unlocking value in today’s...

Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Latest news

Breakfast Briefing news

Sorting it out! Big law firm celebrates five years of growth in Cardiff

Sort Legal, part of the Sort Group, is celebrating its fifth year in Cardiff. Sort...
News

Mortgage campaigner and Labour MP Taiwo Owatemi faces backlash over ‘Pet Rent’ expense claims

Labour MP and mortgage campaigner Taiwo Owatemi is under fire after revelations surfaced that...
Cover

HLPartnership adds trio of providers to GI panel

HLPartnership (HLP) is expanding its general insurance (GI) panel. Following feedback from its brokers, the...
affordability

Santander cuts affordability rates following FCA guidance

Santander UK has become the first major lender to reduce its residential mortgage affordability...

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