Opinions & blogs

Getting to grips with vulnerability

As we all know there is, quite rightly, a huge focus on vulnerable customers...

Coming to the aid of victims of circumstance

Covid-19 has a lot to answer for. The past two years have been unprecedented...

Inflation’s silver lining will be bumper levels of borrowing

It’s no secret that the UK economy has entered an era of higher inflation...

Which type of sustainable business are you?

With employees and investors demanding greater sustainability, and governments legislating for it, organisations are...

BBR rises have to be set in a historical context

If the last couple of months have taught us anything, it’s that nobody has...

Bringing contractors into the fold

For those of us lucky enough to have remained in steady employment during the...

Residential properties will not escape EPC upgrades

As the mortgage industry eagerly awaits the government’s final proposals for what energy efficiency...

2022 will be the toughest year for fixed-income retirees

If people were in any doubt about what the cost of living crisis looks...

ESG: defining the ‘Social’

Last month we began a series of articles looking at Environment, Social and Governance...

How bridging can boost recovering businesses

Despite being only a few months into 2022, the year is already promising to...

A downbeat perspective is understandable but there are positives to be found

It wouldn’t surprise me at all, if you’re feeling somewhat discombobulated about life at...

Lifting the lid on specialist lending

Specialist lending can be an intimidating and sometimes misunderstood area of the mortgage market...

Right partnerships can help home improvers secure funds quickly

This year looks like being a strong one for remortgages. We knew already that...

We need to get the horse back in front of the cart

It’s likely as an adviser, that you have already seen a number of deals...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...