Opinions & blogs

What next for first-time buyers?

Over the past few weeks I’ve been thinking a lot about the situation for...

Are we at an EPC crossroads?

As the government continues to be occupied by the fallout from the mini-Budget, the...

Finding solutions in the current buy-to-let market

Options. Ask most advisers what they are seeking to provide their clients with, and I...

Make the most of that opportunity right now

For context, this piece was written on the afternoon of Friday 14th October. Given what...

Among all the rate changes, criteria is still king

As brokers know only too well, the mortgage market is moving at an extraordinary...

Protection as costs of living rise: a question of affordability and value?  

It’s no secret that the costs of living in the UK are rising, with...

Transparency and communication are key at times like these

Even for those of us who have been in the mortgage market for a...

Thriving through culture

The Covid pandemic provided businesses with a unique set of challenges. Some closed down...

How did we get here?

Lenders, intermediaries and borrowers have experienced a turbulent few weeks and there’s no denying...

When later life clients don’t want to keep it in the family

"You can choose your friends but you sho’ can’t choose your family, an’ they’re...

Advisers, I salute you

When the history of this period in the mortgage/housing market is written, I hope...

What will replace Help to Buy?

Given everything that has happened both politically and economically recently, it is easy to...

You get what you pay for with free legals on remortgage cases

As an industry, there is little question that mortgage brokers deliver excellent value for...

Rate rises and cutting down on the client payment shock

Thursday 22 September 2022 was something of a momentous day given the Bank of...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...