Opinions & blogs

BBR – what happens next?

The start of February has kicked off with something of an interest rate bang...

Posing the principal questions around any expansion plans

Any new year brings new plans, fresh ambitions and a host of additional opportunities....

Using bridging to help BTL investors grow their portfolios

Looking back on the year, it’s hard to avoid the conclusion that things are...

How technology can help firms meet Consumer Duty rules

With the deadline for implementing the Consumer Duty standards fast approaching, the FCA recently...

Building on consumer demand for advice in 2023

At this time of the year, it’s impossible not to focus on what the...

Versatile approach essential to help clients looking to consolidate debts

It’s been a difficult couple of years for the nation’s finances. The pandemic put...

Rise in borrowers in debt for the first time

As borrowers’ disposable incomes continue to dwindle, it will only be a matter of...

Understanding the regional picture across the country

We are now almost through the first month of the year, and each passing...

Advisers are taking the PT bull by the horns

To say that product transfers (PTs) are a big deal in the mortgage market...

Housing market still defying gravity

Even when we least expect it, the housing market can throw a few surprises...

The big issues that brokers will face in 2023

It’s been a long and, at times, difficult year for the property market and...

Signs of positivity for 95% LTV market

So, 2023 is now fully underway and we await to see just how the...

What does 2023 have in store for the buy-to-let market?

With the fresh new year, thoughts of course turn to planning for what might...

In-person valuations will be crucial in uncertain market

The intense demand for property and subsequent bidding wars we saw in 2022 led...

Latest POLL

COMMENT

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...