Opinions & blogs

The ability to remortgage quickly and efficiently is vital in today’s market

For nearly 18 months, the cost of living headlines have tended to be dominated...

Landlord uncertainty grows as EPC delays drag on

As reports of landlords selling up continue to filter through, a recent debate in...

The shifting gears of the remortgage market

I’m sure that we’ve all seen the headlines and projected figures from a variety...

More versatility will help borrowers repair their credit hiccups

There can be no question that the last few years have put the finances...

The rise in demand for PMI and how to maximise all ancillary opportunities

The ongoing uncertainty in the UK economy brought about by rising interest rates and...

Taking a longer mortgage term if necessary should be championed, not chastised

The decisions facing prospective first-time buyers at the moment are interesting on so many...

H2 volumes, PTs, and how to secure value from every client interaction

News that almost 10% of all mortgage products were taken off the market in...

Transparency is vital to upholding equity release standards

The reasons why a client might want to take out an equity release product...

I don’t expect large house price fluctuations in either direction

As I write this, the Rightmove asking house price index has just been published,...

Missed opportunity for modular housing?

The UK’s modular housing sector has been dealt a blow with the news Legal...

Don’t overlook the strengths of the regulated bridging loan

There’s no denying the success of the bridging sector over recent years. It has...

100% LTV mortgages will never be mass-market products

It’s fair to say the media has been dominated recently by talk of 100%...

It’s time we work more closely together, for everyone’s benefit

After having a stressful few years in the industry and seeing and hearing the...

0% green additional borrowing is the way forward

If you were to ask any homeowner whether they would like cheaper energy bills...

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Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Alan Cleary: Taking the helm at Chetwood Bank

When Alan Cleary retired from the mortgage industry in 2021 he thought his days of running banks were behind him. After more than three decades...

The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Latest news

Market Harborough cuts rates on larger residential loans

Market Harborough Building Society has reduced rates on its larger loan products by as...

Shawbrook promotes Apollonio to lead retail mortgage sales

Shawbrook has promoted Louise Apollonio to sales and distribution director for retail mortgages, as...

Clydesdale Bank raises fixed mortgage rates across core and specialist ranges

Clydesdale Bank is set to raise a range of fixed mortgage rates from Monday,...

Growth in online auctions reshaping UK property market

The UK property auction market is being rapidly transformed by digital platforms, with record...