Opinions & blogs

Valuations and the dangers of making up the difference

Like religion and politics, house prices are a topic that is sure to spark...

Changing working practices will fuel specialist mortgage growth

To say the UK workplace has changed over the past few years would be...

100 up, but who’s counting…

The concept of building a network followed a few conversations with directly authorised introducers...

Why the Bank of Mum & Dad isn’t going anywhere

This is an interesting time to be active in the mortgage space, particularly when...

The holy grail for lending

Ask any mortgage or credit provider to name their top 10 customer origination challenges...

Panel managers can be vital ally in avoiding legal delays

Buying a home is rarely a speedy process. Tackling that issue is one of...

London market pick up is good news

The London housing market often marches to its own beat and while what is...

PII is not a simple tick-box exercise

Calling something a ‘tick-box exercise’ generally deems it to be trivial or certainly an...

Putting your clients in the strongest position to move

The overall volume of property transactions may be lower than the heightened activity of...

Questions to open up commercial opportunities

One of the most critical challenges that brokers consistently face is ensuring that enough...

Second charges: source criteria to make informed decisions

We know from our conversations with mortgage brokers that the cost of living situation...

Why brokers value flexible buy-to-let lenders

Despite the many challenges landlords face, the truth is that the rental market remains...

Don’t leave clients in the dark about conveyancers

At our business, we speak to a lot of advisers who have got to...

Is the FPC ditching the wrong measure?

As you will no doubt have read, in a week from now the Bank...

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Why predicting 2025 interest rates feels like a fool’s errand

In my first (and for some reason clearly not my last) article last month, I attempted (perhaps foolishly) to discuss where rates might go...

Helping university students onto the property ladder

As we head towards the Easter break, thousands of first-year university students up and down the country will be preparing for exams and making...

Lenders must step up on high LTV products

Things are on the up for borrowers with a smaller deposit. The financial information website Moneyfacts publishes a regular update on mortgage product numbers,...

Why it matters that bridging hit more than £10bn last year

We see many numbers bandied around in the financial industry, which can sometimes have a numbing effect. So why should we all, especially brokers, care...

Top five reasons why renters should consider short-term protection insurance

In an unpredictable world, financial security can often feel like a luxury, especially for renters who may already juggle living expenses, rent payments, and...

Latest news

Seven out of 10 homebuyers likely to miss stamp duty deadline

Seven out of 10 (71%) homebuyers with accepted offers expect to miss the 31st...

First-time buyer mortgage sales declined in London over the past decade

First-time buyer mortgage sales in London declined significantly between 2013 and 2023, as increasing...

UTB appoints BDM for the north and Scotland

Fran Arnold has joined the sales team at United Trust Bank Mortgages as business...

International demand for UK property investment ‘more diverse than expected’

The UK property market is attracting investment from a much broader range of international...