Opinions & blogs

Sourcing systems are here to stay

(No underwriters were harmed during the making of this blog) In the last two and...

Dinosaurs: Think secured loan regulation won’t affect you?

So it won’t be long now until the world changes again for us brokers....

How many ‘expos’ will there be in 2014?

With the dust now settled on what I will call ‘Expo season’ – although...

Few advisers maximise their GI market position

The very latest gross mortgage lending figures from the Council of Mortgage Lenders (CML)...

Ensure clients conduct a household MOT

The insurance sector is facing a hefty bill from storm St Jude that...

So many secured loans, so few brokers

These last few weeks I've been wondering why on earth there are so few...

Equity release bucks attitude to the older borrower

One major consequence of the credit crunch and the financial crisis which engulfed the...

Come in, the water’s lovely

The overseas mortgage market could provide a valuable new revenue stream, writes Clare Nessling, director...

Networks: don’t be surprised by your ARs

A few years ago, a member of our team approached me with an expression...

Are we becoming ageist?

There are more centenarians in England and Wales than ever before. The Office for...

‘Keep up your payments’ should be more than small print

“If your client has a heart attack make sure they lose their mortgage not...

Credit crunch positives and help from an unexpected quarter

I make no apology for revisiting this particular topic, because I believe it helps...

Immortalising a legend

In mid-2011, still in the thick soup of the crunch, we sold up and...

HTB2 not a universal panacea

It’s somewhat perplexing to see how quickly the mood in the mortgage market can...
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COMMENT

Comment

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Regulation

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...
Cover

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...
Compliance

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...
Building Societies

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

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