News

Virgin Money refinances flagship Covent Garden hotel

Virgin Money’s specialist Hotel & Real Estate Finance team has completed a £51 million...

MPowered Mortgages takes 75bps off its SVR

MPowered Mortgages has reduced its SVR by 75 basis points (bps) from 7.49% to...

HREF hires senior business development consultant

Hilco Real Estate Finance (HREF) has appointed Simon Pollins to join its expanding UK...

E.surv records first monthly house price rise for six months

E.surv has reported that the average sale price of a home in England and...

Most difficult financial topics for discussion revealed

The financial topics that Britons most avoid talking about have been revealed by online...

Sesame Bankhall Group takes stake in new build broker

Sesame Bankhall Group (SBG) has acquired a stake in New Homes Mortgage Services (NHMS). SBG...

Mansfield BS cuts Versatility rates

Mansfield Building Society has added new Versatility products to its offering. It is launching two...

Hinckley & Rugby selects OBV to transform application process

Hinckley & Rugby Building Society has adopted OpenBanking Vision (OBV) to streamline the mortgage...

25% using credit to pay mortgage

The number of homeowner mortgages in arrears are up 8% year-on-year, according to latest...

United Trust Bank unveils new brand identity

United Trust Bank (UTB) has introduced its new brand identity, based on the belief...

Quarterly growth in bridging completions and loan books

The Bridging & Development Lenders Association (BDLA) has reported an increase in applications, completions...

Time Finance appoints new head of credit

Time Finance has recruited Matt Heap as the new head of credit within its...

SMEs expect difficulties in securing a mortgage

72% of business owners believe self-employment makes it harder to get a mortgage according...

Conveyancing Association updates Technical Protocol

The Conveyancing Association (CA) has published the sixth iteration of its Conveyancing Technical Protocol. The...

COMMENT

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

Latest news

AI-driven direct lending could erode mainstream mortgage advisers’ market share

Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on...

Stamp duty exemption for downsizers could revive housing transactions

Removing stamp duty for older homeowners and people moving to smaller properties could help...

Interest rate expectations too pessimistic as inflation pressures ease

Financial markets may be overestimating the outlook for UK interest rates, with inflation potentially...

Landlords face changing buy-to-let market as lenders predict continued demand

Specialist lenders expect the buy-to-let sector to remain resilient despite regulatory changes, although attracting...

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