News

Hinckley & Rugby appoints two new telephone BDMs

Hinckley & Rugby Building Society (HRBS) has appointed Nina Andrew and Lauren Baylis as...

Residential transaction volumes up 10% month-on-month

HMRC's provisional seasonally adjusted estimate of the number of UK residential transactions in October...

Net mortgage approvals highest since August 2022

The Bank of England has published its Money & Credit data for October. Net borrowing...

Six of the best: IMLA makes policy recommendations

The Intermediary Mortgage Lenders Association (IMLA) has published its latest report - Vital role...

Zephyr Homeloans cuts 2 & 5 year rates

Zephyr Homeloans is reducing rates on its two-year and five-year mortgage products by 10...

MIMHC interviewee discusses overcoming PTSD

The latest video in the Mortgage Industry Mental Health Charter (MIMHC) interview series features...

HTB provides £12.8m refinance

Hampshire Trust Bank (HTB) has completed a £12.8m refinance to move a development finance...

Landlords largely unmoved despite “disappointing” Budget

A survey has found that the majority landlords did not see the recent Budget...

Optimistic outlook for later life market despite lifetime mortgage slump

UK Finance has reported that that there were 5,830 new lifetime mortgages advanced in...

Keystone Property Finance cuts all rates by 10bps

Keystone Property Finance has reduced the rates across its complete product offering by 10...

Hodge reinstates five-year holiday lets

Hodge has reintroduced its five-year fixed rate products, added a new two-year fixed rate...

Dudley BS unveils discount BTL and holiday let deals

Dudley Building Society has launched two new two-year discount mortgage products for buy-to-let and...

Borrowers not yet benefitting from lower costs

Borrowers are spending over two-fifths of their salary on mortgage repayments, according to new...

Molo Finance cuts five-year rates

Molo Finance has made rate cuts of up to 14 basis points on its...

COMMENT

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

Latest news

AI-driven direct lending could erode mainstream mortgage advisers’ market share

Mortgage lenders could use artificial intelligence to attract more customers directly, putting pressure on...

Stamp duty exemption for downsizers could revive housing transactions

Removing stamp duty for older homeowners and people moving to smaller properties could help...

Interest rate expectations too pessimistic as inflation pressures ease

Financial markets may be overestimating the outlook for UK interest rates, with inflation potentially...

Landlords face changing buy-to-let market as lenders predict continued demand

Specialist lenders expect the buy-to-let sector to remain resilient despite regulatory changes, although attracting...

PROFILES