News

Air maintains top-ranking status for product and criteria sourcing

Air continues to be a leading intermediary services brand in the later life lending...

Molo cuts HMO and MUFB rates

Molo Finance has announced a 15 basis-point reduction on its Houses in Multiple Occupation...

OBR warns inheritance tax take to surge by £2.4bn amid pension reforms

The government is set to collect a record-breaking £66.8 billion in inheritance tax (IHT)...

Spring Statement 2025 – the speech

The Chancellor of the Exchequer presented her Spring Statement to Parliament on Wednesday 26...

Spring Statement 2025: Industry reaction as Reeves pledges to hit 2% inflation target by 2027 as growth forecast is halved

Chancellor Rachel Reeves has reaffirmed the government's commitment to bringing inflation down to 2%...

Spring Statement 2025: affordable homebuilding investment

The Chancellor of the Exchequer, Rachel Reeves, reiterated the government's pledge to build 1.5...

Industry reaction as inflation drop brings hope for borrowers

Borrowers got a surprise boost as inflation fell more than expected last month, dropping...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

House prices rise at fastest rate in two years

House prices in the UK increased at their fastest annual pace in two years,...

Miguel Sard joins PEXA as non-exec director

PEXA Group, the digital property exchange and data insights platform, has appointed Miguel Sard...

Aldermore increases student accommodation developer’s facility to £58.5m

Aldermore Bank has provided an existing client, Kexgill Limited Group, with a further £11.2m...

Saffron cuts owner-occupied rates

Saffron for Intermediaries has announced rate reductions across its Owner Occupied range. The full series...

More than a Gimme as Funding 365 hits hole-in-one

Funding 365 has recruited a golf professional to bolster its relationship management team. Charlie Jones...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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