News

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

British Business Bank receives £500m boost to back SMEs hit by tariff changes

The British Business Bank’s Growth Guarantee Scheme has been granted an additional £500m in...

L&C Mortgages launches exclusive 3-year fixed remortgage deals with MPowered Mortgages

L&C Mortgages has introduced a new range of exclusive three-year fixed rate remortgage products,...

Stamford Finance unveils exclusive dev exit deal via Brickflow

Stamford Finance has launched an exclusive development exit finance product through the Brickflow platform. The...

LHV Bank adopts automated decisioning platform from LendingMetrics

LHV Bank is set to implement LendingMetrics’ automated decisioning platform (ADP) in a move...

The Right Mortgage signs new regulatory trainer from MAB

The Right Mortgage & Protection Network has appointed a new regulatory trainer. Keith White (main...

Inspired Lending supports portfolio restructure with £2.1m bridging loan

Inspired Lending has completed a £2.1 million bridging facility to allow the consolidation of...

AI tool from REalyse promises to streamline property search and valuation for brokers

Mortgage brokers across the UK will soon have a powerful new tool in their...

Tech breakthrough streamlines secured loans in Scotland

A long-standing obstacle in Scotland’s secured lending sector has finally been overcome thanks to...

Building society boxes clever with programme to support young people and £250,000 community donation

Market Harborough Building Society has made a landmark donation of £250,000 to its community...

HTB appoints Philip Gould as credit operations director

Hampshire Trust Bank (HTB) has appointed Philip Gould as credit operations director. Gould (main picture)...

Keystone cuts rates once again

Keystone Property Finance has announced a further reduction in its mortgage pricing, marking the...

Barclays cuts mortgage rates below 4%

Barclays is set to reduce mortgage rates by as much as 38 basis points...

Zephyr Homeloans reduces 2 & 5-yr BTL rates

Zephyr Homeloans has announced rate cuts across its two and five-year fixed rate mortgage...

COMMENT

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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