News

FCA shuts 1,600 websites as crackdown on financial crime intensifies

The Financial Conduct Authority removed or blocked more than 1,600 websites in 2024 as...

Lenders urged to act on ageing population’s impact on homeownership

The UK housing market is approaching a tipping point, with a rapidly ageing population...

Labour to relaunch mortgage guarantee scheme as permanent ‘Freedom to Buy’ initiative

Chancellor Rachel Reeves will confirm next week that the government is to make permanent...

Masthaven marks 20 years of broker-led lending

Masthaven is celebrating its 20th anniversary this week, marking two decades since it first...

15 lenders join LMS-led sandbox to push digital property transaction reform

15 lenders have joined the National Property Transaction Network (NPTN) Sandbox, an innovation platform...

Wimbledon leads global Grand Slam markets on mortgage affordability gains

Wimbledon has not only retained its title as the most expensive property market among...

Conveybuddy expands legal panel with Birchall Blackburn Law appointment

Conveyancing distributor conveybuddy has added Birchall Blackburn Law to its growing panel of legal...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Clydesdale Bank to cut residential and exclusive rates tomorrow

Clydesdale Bank is set to implement a series of rate reductions across its residential...

Barclays cuts mortgage rates for second time in two days

Barclays has announced a second round of mortgage rate reductions in as many days,...

Pepper Money unveils 90% LTV mortgages to target first-time buyers

Specialist lender Pepper Money has expanded its residential mortgage range to include a 90%...

Atom bank expands near prime range with new higher-fee products

Atom bank has added a new tranche of near prime mortgage products to its...

Allica Bank to reward brokers for current account referrals

Allica Bank is extending its broker proposition by offering commission to brokers who successfully...

Inspired Lending provides £935,000 second charge facility

Specialist short-term lender Inspired Lending has delivered a £935,000 second charge facility to support...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

Life changes could create new wave of accidental landlords

Changes in personal circumstances rather than investment plans could push more homeowners into the...

Remortgage searches jump 40% as borrowers return after summer

Remortgage activity drove a sharp rise in mortgage searches during September, with Twenty7tec recording...

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