News

UTB completes £505,000 regulated downsizing bridge in seven business days

United Trust Bank (UTB) has completed a £505,000 regulated bridging loan in just seven...

Landlords warn of rising rents and tighter screening as Renters’ Rights Act takes effect

Most landlords plan to raise rents and tighten tenant selection in response to the...

Rockstead announces leadership transition as John Barbour becomes CEO

Rockstead has announced a change at the top of its leadership team, with John...

Jackie Bennett joins e4 Strategic Board

E4 Strategic has appointed Jackie Bennett OBE as a non-executive director. The move comes as...

Landlord optimism rebounds as buy-to-let sector steadies ahead of Budget

Confidence among buy-to-let landlords has more than doubled over the past year, according to...

Nationwide expands interest-only lending to first-time buyers

Nationwide Building Society has introduced a major expansion of its interest-only mortgage range, including...

Santander trims home mover mortgage rates

Santander is cutting rates across its residential fixed mortgage range for home movers and...

Mortgage market slows pre-Budget but product choice hits record high

The mortgage market lost momentum in October as buyers adopted a wait-and-see approach ahead...

Keystone boosts efficiency with criteria overhaul

Keystone Property Finance has introduced a raft of criteria enhancements designed to speed up...

Clydesdale Bank to cut fixed mortgage rates by up to 0.30%

Clydesdale Bank is set to reduce rates across several of its mortgage ranges from...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Average mortgage rate falls below 5% for first time in a month

The average UK mortgage rate has dipped below 5% for the first time in...

Arc & Co. and GB Bank complete £19.5m in complex funding deals

Arc & Co. has completed three buy-to-let transactions with GB Bank over the past...

Quantum Mortgages raises bridging LTV to 80%

Quantum Mortgages has raised the loan-to-value (LTV) limit across most of its bridging products. The...

COMMENT

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline figure attracts most of the attention, while some of the...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Latest news

Barclays hikes mortgage rates for second time in a week

Barclays is increasing fixed mortgage rates for the second time this week as rising...

LendInvest removes ERCs and cuts rates across buy-to-let tracker range

LendInvest has revamped its buy-to-let tracker mortgage range, removing early repayment charges and increasing...

Cream sets out four steps to narrow protection gap

Cream Financial Solutions has called for greater use of specialist referrals and changes to...

Smart Money People seeks broker views for latest lender benchmark

Smart Money People has opened its H2 2026 Mortgage Lender Benchmark survey, inviting UK...

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