News

North–South divide widens in UK’s most affordable towns

New research from Zoopla shows a deepening divide in housing affordability with the most...

Budget uncertainty stalls plans for almost a fifth of home-movers

Speculation over property tax reforms in the upcoming Autumn Budget is prompting thousands of...

Phoebus gains SBTi validation as it accelerates net zero strategy

Mortgage servicing software firm Phoebus has had its emissions reduction plans formally validated by...

Gold collection enables rapid £150k loan for business owner

A marketing entrepreneur has secured a four-month £150,000 loan against his gold collection after...

London buyers pay almost £25bn in stamp duty in a decade

London homebuyers have paid nearly £25bn in stamp duty over the past 10 years...

Affordability edges up as wage growth outpaces house prices

UK housing affordability is expected to improve again next year, with the national house-price-to-income...

HSBC to further cut residential and buy-to-let mortgage rates

HSBC is set to lower rates across its residential and buy-to-let ranges, including products...

Time Finance bolsters regional expansion with new business development hire

Time Finance has strengthened its vendor finance operation with the appointment of Gil Dudson...

Financial education boosts demand for protection insurance

Young adults who receive financial education are significantly more likely to buy protection insurance...

Stamford Finance passes £100m lending landmark

Stamford Finance has passed £100m in total lending, marking a significant step for the...

Work-life balance emerges as top priority for UK workers

Almost half of UK employees say work-life balance is their leading consideration when choosing...

Women in Finance: Together pushes for progress

Together has stepped up its campaign to support female talent in specialist finance with...

HomeNow to expand rent-to-own scheme after securing £65m funding

HomeNow has secured £65 million in new funding as it prepares to expand its...

Mortgage affordability improves to its best level in almost three years

New data from Stonebridge shows borrowers are now spending the smallest share of their...

COMMENT

The fall in BTL company formations isn’t the whole story

It is often the case with housing and mortgage market data that the headline figure attracts most of the attention, while some of the...

Buy-to-let has matured as a market

Buy-to-let turned 30 last week, and it's a good moment for some much-needed positivity around this market. Whatever the narrative around buy-to-let has been at...

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Latest news

Higher mortgage rates put buyers in driving seat as sales fall

Higher mortgage rates have pushed buyers firmly into the driving seat, with agreed sales...

Stent to take over as MAB finance chief as Imlach leaves board

Mortgage Advice Bureau has confirmed Jo Stent will become group chief financial officer and...

Virgin Money raises residential fixed rates by up to 0.20%

Virgin Money is increasing a range of residential purchase, remortgage and product transfer fixed...

Government commits to licensing property agents but detail remains unclear

The government has committed to mandatory licensing and qualifications for property agents as part...

PROFILES