News

The Saffron unveils joint borrower sole proprietor mortgage

The Saffron Building Society is offering first-time buyers a new joint borrower sole proprietor...

New research into reliance on Bank of Mum & Dad

61% of first time buyers who bought their first property ladder in the last...

Oblix Capital: improve standards ahead of regulation

Oblix Capital has backed calls to improve industry standards and transparency, ahead of the...

Leek United unveils pair of new fixed rate mortgages

The Leek United has launched new two-year and five-year fixed rate mortgages. The new five-year...

New five-year BTL deal from Foundation Home Loans

Foundation Home Loans has launched a new five-year buy-to-let product, aimed at those landlord clients...

Shawbrook appoints regional development manager for Scotland

Shawbrook Bank has appointed Simon Smith as regional development manager. He will be based in...

Clydesdale Bank makes new service commitment

Clydesdale Bank Intermediaries has published a new service commitment to see customers receive an...

The Dudley launches specialist buy-to-let product

The Dudley Building Society (DBS) has launched a buy-to-let product aimed at a particular niche...

The Harpenden diversifies with new fixed rate deal

The Harpenden Building Society has launched a two-year fixed rate residential mortgage. The mutual says...

Advisers expect equity release to be mainstream within a decade

61% of advisers think it is “likely or more likely” equity release will become...

Brokers continue to be key for first-time buyers

81% of first-time buyers say they had a good experience with their broker, and...

Moody’s upgrades three Fleet Mortgages’ origination notes

Fleet Mortgages has revealed that the ratings of three of its loan origination notes...

Tenants ‘can’t change a lightbulb’

A new report has outlined the issues that landlords are typically facing with tenants. The...

Nationwide: annual house price growth fell to 0.2% in September

The Nationwide Building Society has reported that house price growth remained subdued in September. There...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Second-steppers take larger mortgages as deposits shrink

Home movers are turning to higher loan-to-value mortgages as rising property prices and smaller...

Property industry urged to help shape smart data rules

Property businesses are being urged to respond to a government call for evidence that...

Northern first-time buyers pay £10k price for delaying purchase

First-time buyers in northern cities risk losing thousands of pounds by postponing a purchase,...

Virgin Money to raise product transfer fixed rates

Virgin Money will increase residential and buy-to-let product transfer fixed rates on Friday, 24...

PROFILES