Remortgages

Pepper Money launches Flex proposition to ease broker access to inclusive mortgage options

Specialist lender Pepper Money has unveiled a new proposition, Pepper Flex, designed to streamline...

First-time buyers borrow more but fall behind house price rises

An in-depth analysis of mortgage affordability by Acre has revealed widening regional disparities and...

Clydesdale Bank to cut residential and exclusive rates tomorrow

Clydesdale Bank is set to implement a series of rate reductions across its residential...

Barclays cuts mortgage rates for second time in two days

Barclays has announced a second round of mortgage rate reductions in as many days,...

West One unveils 97.5% LTV products

Specialist lender West One Loans has launched a sweeping set of changes across its...

Virgin Money cuts residential fixed rates across key LTV bands

Virgin Money is set to implement a series of rate reductions across its residential...

Skipton cuts fixed rates across 114 mortgage products

Skipton Building Society has announced sweeping cuts to its residential mortgage range, reducing rates...

Cautious second-steppers delay moves as hopes rise for autumn rate cuts

A growing sense of cautious optimism among homeowners is slowing remortgage activity, according to...

Precise trims residential fixed rates to support affordability

Specialist lender Precise Mortgages has reduced pricing across its 2 and 3-year fixed rate...

Hinckley & Rugby unveils 4.81% discounted remortgage with fee-assisted legal support

Hinckley & Rugby for Intermediaries has launched a new two-year discounted remortgage product, priced...

Vida enhances affordability criteria and launches new BTL range

Vida Homeloans has introduced a significant overhaul to its residential affordability assessments. The change is...

Barclays reduces residential purchase and remortgage rates

Barclays is introducing further reductions across its residential mortgage range, with revised rates taking...

Coventry for intermediaries lowers BTL and residential rates

Coventry for intermediaries has announced rate reductions of up to 10 basis points across...

Virgin Money cuts purchase, remortgage, BTL and PT rates

Virgin Money is set to cut selected fixed mortgage rates, with reductions across purchase,...

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The sourcing system effect in specialist lending

In specialist lending, the right fit for a client has never been as simple as picking the top rate from a list. In sectors like...

Why the Renters’ Rights Bill should be a wake-up call for advisers and landlords

The Renters’ Rights Bill is shaping up to be one of the most significant legislative changes to the private rented sector (PRS) in decades. Expected...

Living in a box. Am I living in a cardboard box?

More young people are living with their parents than ever before. The bank of Mum and Dad has evolved into the hotel of Mum and...

Accountants, brokers and the clash of expectations

There’s an old accountant’s joke about financial advisers: the difference between us is that advisers want to look richer than their clients, while accountants...

Rachel Geddes: Redefining what’s possible for brokers and borrowers

When Rachel Geddes picked up the phone after a job interview to ask her mum what a mortgage was, she didn’t realise she was...

Latest news

Nationwide and Iress expand digital mortgage connectivity with new Xplan Mortgage features

Mortgage brokers using Iress’ Xplan Mortgage platform can now submit Decisions in Principle (DIPs)...

Later life lending climbs as over-55s borrow deeper into retirement

Lending to older borrowers edged upwards in the second quarter of the year, with...

Aldermore cuts rates and unveils new limited edition deals

Aldermore has cut mortgage rates across its residential and buy-to-let ranges, while also introducing...

FCA reports rise in overall mortgage lending

Mortgage lending edged up in the second quarter of 2025 despite a sharp fall...