Product Transfers

Barclays reduces rates across residential and remortgage ranges

Barclays Mortgages has reduced rates across a wide range of residential purchase, remortgage and...

Fixed rates dominate as first-time buyers drive activity in 2025

The UK mortgage market in 2025 was shaped by falling rates towards year-end, a...

Growth in mortgage lending forecast to continue despite tighter affordability

UK Finance has released its latest Mortgage Market Forecast for 2026 and 2027, projecting...

Homebuyers continue to rely on brokers despite rise of digital tools

Santander has reported that mortgage brokers remain central to the homebuying process, with new...

Virgin Money cuts fixed rates and withdraws Retrofit Boost and Own New deals

Virgin Money is reducing selected fixed rates across purchase, remortgage and product transfer ranges...

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...

Virgin Money cuts rates across purchase, remortgage and buy-to-let ranges

Virgin Money is reducing a wide range of mortgage rates this week, with changes...

Clydesdale Bank to cut fixed mortgage rates by up to 0.30%

Clydesdale Bank is set to reduce rates across several of its mortgage ranges from...

Virgin Money unveils new tracker and fixed-rate deals

Virgin Money is launching a wide range of new mortgage products on Tuesday 28...

The Newcastle cuts PT rates and launches new three-year deals

Newcastle Building Society has cut rates across its five-year product transfer range and introduced...

Newcastle for Intermediaries cuts rates on interest-only product transfers

Newcastle for Intermediaries has introduced a refreshed product transfer range for existing interest-only customers,...

Virgin Money to raise selected fixed mortgage rates

Virgin Money will increase a range of fixed mortgage rates on Friday 5 September,...

Virgin Money and Clydesdale Bank cut product transfer window to four months

Virgin Money and Clydesdale Bank are reducing the length of time customers can apply...

Clydesdale Bank cuts residential and buy-to-let rates

Clydesdale Bank is making widespread reductions across its residential and buy-to-let mortgage ranges this...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Twenty7tec links Advice platform with ZeroKey to cut rekeying

Twenty7tec has integrated its Advice platform with ZeroKey in an effort to reduce the...

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

PROFILES