Mortgages

New two-year discount deal from the Hinckley & Rugby

The Hinckley & Rugby Building Society has launched a two-year discount mortgage with an...

Positive outlook from Credit Conditions survey

The availability of secured credit to households was reported to have increased significantly in...

The Yorkshire cuts 90% LTV rates

Yorkshire Building Society has cut rates on 90% LTV mortgages by up to 0.25...

The Leeds unveils 10-year fix

The Leeds Building Society has launched a 10-year fixed rate mortgage at 4.58%. It is...

Platform launches new products and reduces rates

Platform has launched a new range of residential mortgage products,with rates now starting from...

NatWest lowers rates on 60% LTV products

NatWest Intermediary Solutions is cutting rates on a selection of 60% LTV purchase mortgages...

Virgin to cut Northern Rock rates

Virgin Money is cutting interest rates on number a number of its Northern Rock...

New BTL deals from Accord Mortgages

Accord Mortgages is cutting its rates on buy-to-let mortgages by up to 0.35 percentage...

Precise looks to take on the high street

Precise Mortgages has launched a range of Prime Home Owner mortgages which it says...

Brightstar offers new discounted exclusives from Kent Reliance

Brightstar Financial’s first charge division is launching two mortgages for both purchase and remortgage. The...

Two-year fix at 2.99% unveiled

Clydesdale and Yorkshire Banks have launched a new two-year fixed mortgage. The rate is 2.99%...

IMLA calls on policy makers to improve housing market

Intermediary lenders have pledged to carry on working with the regulator to address poor...

Lenders heavily exposed to interest-only

Lenders are exposed to £116 billion worth of interest-only mortgages that are due to...

Gross mortgage lending marginally down month-on-month

Gross mortgage lending in August was an estimated £12.6 billion, according to the Council...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

Digital mortgage ID checks unaffected by government U-turn

Digital identity verification used by mortgage lenders, brokers and other regulated firms is unaffected...

Family BS launches broker Mortgage Hub

Family Building Society has launched an online mortgage application platform designed to give brokers...

PROFILES