Mortgages

CML: affordability better for FTBs in Wales

Latest Council of Mortgage Lenders (CML) data on the profile of mortgage lending in...

CML: strong upward trend for London lending

The expected seasonal dip has affected lending in Greater London in the first quarter...

Nationwide’s gross mortgage lending up 31%

Nationwide Building Society has published its full year results, reporting a rise in gross...

BBA: housing market is mixed

The British Bankers' Association (BBA) has reported lending figures for April 2014. New mortgages of...

Remortgaging volumes battle back

Latest figures from LMS figures show that monthly gross remortgage lending saw a monthly...

New 70% deals from SFI

Santander for Intermediaries’ (SFI) has launched two and five-year fixed rate mortgage products at...

Magellan appointed as L&C credit repair lender

Magellan Homeloans has been appointed by London and Country to provide mortgages for clients...

Hinckley & Rugby receives 100% backing

The Hinckley & Rugby Building Society has received praise from its mortgage customers for...

FSE: gross lending to top £200bn

A panel of industry experts expressed mixed views on what the second half of...

FSE: borrowers trying to ‘game’ buy-to-let market

A panel of industry players have warned the broker community to be aware of...

FSE: some lenders going too far post-MMR

The Financial Conduct Authority (FCA) has given its view of the mortgage market following...

Vertex in key business development hire

Vertex Financial Services has appointed Steve Stone as business development director as it looks...

April mortgage lending up on March

Gross mortgage lending was an estimated £16.6 billion in April, according to the Council...

Metro Bank cuts five-year fixes

Metro Bank has refreshed its five year fixed rate residential mortgage range, reducing prices...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

Consumer Duty has changed culture but firms still face gaps

Consumer Duty has prompted a cultural shift across financial services, but standards continue to...

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