Mortgages

21% quarterly rise in lending for Metro Bank

Metro Bank has reported its results for the second quarter of 2014. Total deposits...

Skipton sells HML

Skipton Building Society has announced the sale of Homeloan Management Limited (HML), its mortgage...

Majority expect rate rise over next 12 months

Legal & General’s latest Mortgage Mood survey has revealed that 68% of homeowners fear...

Fixed rate cuts at the Skipton

The Skipton Building Society has reduced rates on selected two, three and five-year residential and...

Major changes in Santander for Intermediaries’ lending policy

On Friday 25 July, Santander for Intermediaries will be making key changes to its residential lending policy. Interest-only: To ensure...

One-year BTL fixes to disappear?

The number of five-year fixed rate buy-to-let mortgage products available has more than doubled...

Virgin Money to cut certain resi and BTL rates

Virgin Money has made a number of rate cuts across its residential and buy-to-let range....

Fixed rates becoming the default position

Increasing speculation over interest rates caused a rise in remortgage borrowers locking into fixed...

The Mansfield offers new remortgage package

The Mansfield Building Society has unveiled a new remortgage product, which offers free valuation...

Gross mortgage lending up 4%

The Council of Mortgage Lenders (CML) has estimated that gross mortgage lending reached £17.5...

Accord cuts residential rates

Accord Mortgages has reduced interest rates on selected residential products by up to 0.25 percentage...

AToM relaunches retirement mortgage

All Types of Mortgages Ltd (AToM) has launched a revamped exclusive mortgage initiative in...

New Skipton exclusives for TMA

TMA, LSL’s mortgage club for directly authorised advisers, has unveiled three exclusive products with Skipton...

Accord unveils buy-to-let promotion

Accord Buy To Let is running a 10-day promotion offering 65% loan to value...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Leeds lending falls amid technology investment

Leeds Building Society completed £2bn of gross mortgage lending during the first half of...

Foundation revives buy-to-let products and cuts holiday let rates

Foundation Home Loans has refreshed its buy-to-let mortgage range, bringing back several products, adding...

UK residential property transactions edge higher in June

UK residential property transactions rose modestly in June, suggesting that underlying market activity is...

Buyers turn to 1.5 million homes rejected by mainstream lenders

About 1.5 million homes across Britain may fall outside mainstream mortgage criteria, according to...

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