Mortgages

New mortgage deals from Barclays

Barclays is cutting mortgage rates across its two and five-year fixed, low loan to...

AMI concerned by FCA’s competition stance

The Association of Mortgage Intermediaries (AMI) has revealed its its disappointment by the FCA's...

CML pleased by FCA’s competition statement

The Council of Mortgage Lenders (CML) has responded to the Financial Conduct Authority's competition...

Tesco Bank expands broker distribution

Tesco Bank is extending ing the number of intermediaries offering its mortgages. Customers can now access Tesco’s...

FCA to hold mortgage market competition study

The Financial Conduct Authority (FCA) is to undertake a targeted market study focused on...

Limited company BTL gaining in popularity

Foundation Home Loans has claimed that landlords are likely to favour limited company buy-to-let in...

New hires at Bluestone Mortgages

Specialist lender Bluestone Mortgages has announced the recruitment of four new staff members across its business...

Kensington cuts buy-to-let mortgage rates

Kensington Mortgages has reducing the rates on buy-to-let products carrying a percentage fee by 25...

Accord adjusts household expenditure estimates

Accord has made changes its affordability criteria, in a move which it believes will improve...

Virgin Money unveils rate cuts

Virgin Money has made a number of rate reductions on selected products.  Key changes to the...

19% fall in house purchase approvals

There was a slowdown in house purchase approvals last month, according to the latest...

SimplyBiz Mortgages offers Hinckley & Rugby exclusive

SimplyBiz Mortgages has launched a 90% LTV three year fixed rate exclusive through Hinckley...

Connect adds Kensington to panel

Connect for Intermediaries has become the latest specialist distributor to partner with Kensington. The specialist...

MPC holds the bank rate

The Bank of England’s Monetary Policy Committee (MPC) has once again voted unanimously to...
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COMMENT

Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

PropTech

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...
Building Societies

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...
Artificial Intelligence

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...
Regulation

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

PROFILES