Mortgages

IMLA sees further growth for FTB market in 2016

Homemovers had the highest success rate for turning mortgage applications into completions during the first quarter...

Accord Mortgages cuts higher LTV rates

Accord Mortgages has cut rates at higher loan-to-values (LTVs) and introducing new options across its...

N&P unveils lowest 90% LTV 5-year deal

The Norwich & Peterborough Building Society has launched a 2.93% five-year fixed rate for...

The Nationwide cuts fixed rate deals

The Nationwide Building Society is cutting a number of fixed rate mortgages at up to 75 per...

New professional deals from Paragon

Paragon Mortgages has updated its professional buy-to-let product range, including the addition of six...

Kent Reliance to pay product transfer proc fee

Kent Reliance has unveiled its ‘Choices’ product transfer scheme that pays a procuration fee for brokers,...

The Skipton removes FTB max loan size cap

The Skipton Building Society and its intermediary lending arm, Skipton Intermediaries, have removed their maximum...

The Ipswich cuts rates for mortgage misfits

The Ipswich Building Society has cut rates for nine of its mortgage products, available to...

Brightstar launches EasySource

Brightstar has officially launched its new sourcing system, EasySource, today. The system, which took two...

Pepper Homeloans improves self-employed criteria

Pepper Homeloans has reducing the minimum trading period for self-employed borrowers to one year. The lender has also...

Brokers’ economic outlook “fair” rather than “bright”

38% of brokers who work within bridging, development finance, asset finance and/or mortgages have...

Homeowners claim lender insurance trap

14% of homeowners arranged their home insurance through their mortgage lender, and 30% of...

TFC Homeloans launches specialist sourcing solution

TFC Homeloans has unveiled QuickSearch, its specialist lending sourcing system, to its brokers. The distributor says brokers can...

New HMO guide unveiled by Fleet Mortgages

Fleet Mortgage has published a new Guide to Houses in Multiple Occupation (HMO) for...

COMMENT

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Latest news

PropTech silos prolong mortgage journey, Houzecheck warns

Disconnected property technology is creating new data silos instead of delivering faster mortgage and...

Swansea BS completes £25k charity fund with YMCA Cardiff donation

Swansea Building Society has completed an anniversary charity fund with a £3,000 donation to...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike...

No mandate for automatic cohabitation rights, Deech warns

Proposals giving cohabiting couples automatic rights over homes, pensions and other assets lack clear...

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