Mortgages

Kensington cuts residential and buy-to-let rates

Kensington Mortgages has lowered rates by up to 0.47% across its residential Select and...

AUTUMN BUDGET: Further damage to buy-to-let investors

Yesterday’s Budget represented yet another decisive step in the dismantling of the traditional buy-to-let...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of...

First-time buyer affordability improves as wages rise and mortgage rates ease

First-time buyers are seeing the most favourable affordability conditions in almost a decade, according...

Lloyds Banking Group expands support for first-time buyers with £1bn extra lending

Lloyds Banking Group is widening access to higher loan-to-income borrowing for new buyers by...

AUTUMN BUDGET: BoE rate cuts on the way?

Following the Chancellor's Budget today, speculation is inevitably turning to the Bank of England...

AUTUMN BUDGET: OBR leak lays bare full scale of Reeves’s tax plans

The Autumn Budget was thrown into turmoil after the Office for Budget Responsibility mistakenly...

Allica boosts SME mortgage appetite and launches cashback offer

Allica Bank has refreshed its owner-occupier mortgage appetite as it looks to help established...

Accord Mortgage cuts buy-to-let rates

Accord Mortgages is reducing rates on its buy-to range this week by up to...

Gareth Lewis on leading MT Finance through a changing landscape

Gareth Lewis has spent the past seven years at MT Finance, guiding the specialist...

First2Protect unveils Acturis-built broker portal to streamline insurance referrals

First2Protect has launched a new broker portal designed to give mortgage advisers a faster...

Afin Bank raises LTV to 95% and cuts rates across Prime and Professional ranges

Afin Bank has increased the maximum loan to value on its Prime and Professional...

Norton Home Loans joins MAB lender panel to support complex borrowing needs

Norton Home Loans has joined the Mortgage Advice Bureau lender panel, giving advisers across...

Past 6 to 7: the story behind our new lending limits

6,7, the viral ‘slang’ term accompanied by a two-handed palm up gesture being used...
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COMMENT

Opinions & blogs

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Compliance

SortRefer marks 17 years with record month for instructions and completions

SortRefer has marked its 17th anniversary after reporting its strongest monthly performance to date...
News

The Mortgage Works cuts buy-to-let rates on selected new business deals

The Mortgage Works is cutting selected buy-to-let and let-to-buy rates by up to 0.20...
Appointments

Primis promotes three in push to expand recruitment and regional broker support

Primis has promoted three senior executives as it seeks to recruit more adviser firms...
News

Santander cuts higher LTV rates for first-time buyers and home movers

Santander is cutting selected fixed mortgage rates across its first-time buyer, home mover and...

PROFILES