Mortgages

Cooling rental market signals shift in tenant behaviour as first-time buyers return

Tenant demand across Great Britain has dropped sharply, marking a significant turning point in...

Mortgage advice in jeopardy as FCA reopens the door to execution-only

Execution only and FCA’s consultation has been playing on my mind. Having navigated decades...

Sellers cut prices as property market enters price-sensitive summer phase

Home sellers have reduced asking prices this month, signalling a shift in strategy as...

The Swansea unveils mobile app in drive to improve digital access

Swansea Building Society has taken a significant step in its digital transformation strategy with...

Tandem reports record green lending as customers cut 70,000 tonnes of CO₂

Tandem Bank has published its most comprehensive ESG report to date, disclosing that it...

Warnings of policy gap as affordable homes funding raises more questions than answers

The government’s pledge of £39 billion in grants for affordable housing has sparked concern...

The Market Harborough cuts fixed mortgage rate pricing

Market Harborough Building Society has reduced fixed mortgage rates by up to 0.20% across...

Richard Pike: A conference of positivity – Global ABS Day three

It’s time for reflection of the last three days here in Barca. To readers,...

Maximising embedded value and delivering a great service

While advisers understand the importance of looking after existing clients, nurturing your back book...

Newcastle for Intermediaries reduces residential stress rate

Newcastle for Intermediaries has improved affordability options by reducing its residential stress rate for...

Atom bank lowers near prime rates once again

Atom bank has announced a fresh round of rate cuts across its near prime...

Growth in mortgage and rent spending slows as buyers brace for higher repayments

Growth in consumer spending on mortgages and rent slowed for the third consecutive month...

The Suffolk unveils 90% LTV deal for first-time buyers

Suffolk Building Society has cut rates across its interest only residential range by up...

Richard Pike: Day two from the Global ABS Conference in Barcelona

We’re just coming to an end of day two at the Global ABS conference....

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COMMENT

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

Latest news

HTB backs £4m refinance for London landlord

Hampshire Trust Bank has completed a £4m semi-commercial refinance for an experienced landlord in...

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...

UTB backs £16.5m Surrey developments by Rushmon Homes

United Trust Bank (UTB) is providing £10.7m in acquisition and development finance to support...

Octopus Capital funds two new care homes

Octopus Capital has completed a £30 million forward funding agreement with Synergy Care Developments...

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