Mortgages

UTB delivers 3-hour application-to-mortgage offer

United Trust Bank (UTB) has combined its new Mortgage DIP and Auto-Underwrite technology with...

Affordability Hub reveals usage stats for first year

Affordability Hub was used for mortgage searches worth more than £37bn during the first...

£29bn in mortgages to mature in October

The Yorkshire Building Society has highlighted that over £29 billion worth of residential mortgages...

BEP Systems appointed by Unisys & Ipswich Building Society

BEP Systems is to provide Ipswich Building Society with a major upgrade to the...

Mortgage approvals maintain high level

The Bank of England has reported that net mortgage borrowing rebounded to £6.6 billion...

Specialist lender feedback positive despite high demand

Specialist mortgage lenders received the highest percentage of positive feedback from brokers about their...

Masthaven moves to hybrid model with new offices

Masthaven Bank has moved from its London office to two new sites. There is one...

Environmental issues becoming more important for landlords

Portfolio buy-to-let landlords are responding to a changing market and are starting to seriously...

The Leeds cuts ERC-free rates

The Leeds Building Society has lowered rates on selected fixed rate Flexit mortgages with...

BuildLoan launches new self-build deals with the Vernon

BuildLoan has introduced a pair of self-build products funded by the Vernon Building Society. The...

Mortgage Advice Bureau partners on First Homes scheme pilot

Mortgage Advice Bureau (MAB) has become the official mortgage broker for the new First...

De-mystifying offset mortgages

Offset mortgages are one of the most misunderstood products on the market, with many consumers unaware of the...

The Yorkshire improves higher LTV products

The Yorkshire Building Society has reduced selected rates across a range of higher loan-to-values...

Newcastle Intermediaries cuts rates on 85% LTV deals

Newcastle Intermediaries has cut rates on a trio of products in its 85% LTV...

COMMENT

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Latest news

SPF Private Clients signs AI technology agreement with LendWell

SPF Private Clients has agreed a multi-year partnership with Irish mortgage technology firm LendWell...

Leek BS cuts 95% LTV mortgage rates by up to 0.64 percentage points

Leek Building Society is reducing rates across its 95% loan-to-value (LTV) residential mortgage range...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the...

Barclays widens affordability criteria for company directors

Barclays has widened its mortgage affordability criteria for limited company directors by expanding the...

PROFILES