Mortgages

Pepper Money trims residential pricing and adds free valuations to buy-to-let range

Pepper Money has reduced rates across its Pepper48 residential range and introduced free valuations...

Just one e-signature used despite Land Registry push

The Land Registry recorded the use of just one e-signature in the three months...

2026 will see the normalisation of AI across the mortgage industry

As we look ahead to 2026, there is one word that sits at the...

Advice Guru launches AI business planning tool aimed at advisers without formal strategies

Advice Guru has launched a new AI-driven business planning tool designed to support financial...

Taylor Rose appoints firm stalwart as head of remortgage

Taylor Rose has promoted long-standing team member Vicki Maflin to head of remortgage as...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Metro Bank lifts income multiples across residential mortgage range

Metro Bank has enhanced affordability across its residential mortgage range, increasing income multiples for...

The Suffolk lowers holiday let fixed rates and cuts SVR by 25bps

Suffolk Building Society has reduced fixed rates across parts of its holiday let and...

Bank of Ireland for Intermediaries raises income multiples across bespoke mortgages

Bank of Ireland for Intermediaries has increased the maximum loan-to-income available across its Bespoke...

Newcastle for Intermediaries trims PT rates ahead of maturities

Newcastle for Intermediaries has reduced rates across its product transfer range, with pricing now...

Furness Building Society partners with Gen H to widen access to homeownership

Furness Building Society has entered into a partnership with residential mortgage lender Gen H...

HLPartnership strengthens southern recruitment team with senior appointment

HLPartnership (HLP) has appointed Matthew Creswell as senior recruitment manager (South), with responsibility for...

West One cuts residential mortgage rates by up to 25bps

West One has reduced rates across its residential mortgage range, with cuts of up...

Santander renews broker pledges for 2026

Santander has renewed its Broker Pledges for 2026, extending its commitments on pricing transparency,...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Coadjute joins FCA AI testing programme as conveyancers face tougher AML regime

Coadjute has joined the Financial Conduct Authority’s AI Live Testing programme as conveyancing firms...

Morrow hire to lead intermediary growth strategy

Morrow has appointed Amit Gupta as financial services director as it looks to expand...

Russell Quirk calls out broken transaction system

UK mortgage and property professionals have been urged to rethink the homebuying process after Russell...

Newcastle updates broker portal for faster product transfers

Newcastle for Intermediaries has upgraded its broker portal to make product transfers quicker and...

PROFILES