Mortgages

LendingMetrics reports significant rise in OpenBankVision enquiries

LendingMetrics has reported a "skyrocketing" in enquiries for its OpenBankVision (OBV) platform following the...

Equifax ID checks now integrated into Acre

End-to-end mortgage platform, Acre, has integrated Equifax into its software. Acre says this means...

Demand remains high despite fall in transaction numbers

HMRC's provisional non-seasonally adjusted estimate of UK residential transactions in March 2022 is 110,990,...

Trussle: longer mortgages set to eat into pensions

The next generation of homeowners may well be paying off their mortgages into retirement,...

United Trust Bank passes £1 billion lending milestone

United Trust Bank (UTB) has passed the £1 billion mark in specialist mortgage lending. This...

Finova unveils data management platform

Finova has launched Broker ID, a data management platform designed to save lenders’ time and money...

Foundation promotes pair to senior regional account manager positions

Foundation Home Loans has announced the promotions of Keith Jones and Katie Quigley to...

Knowledge Bank & UTB create “industry-first” digital criteria guide

Knowledge Bank has teamed up with United Trust Bank (UTB) to create a bespoke...

IMLA welcomes trio of new mutual members

The Cumberland Building Society, Saffron Building Society, and Melton Building Society have become the...

Large numbers of non-vanilla customers being turned down for finance

44% of those traditionally underserved by high street lenders, including self-employed, those who have...

Foundation launches new two-year ‘Green ABC+’ mortgage options

Foundation Home Loans has launched new two-year ‘Green ABC+’ fixed and discount options for...

Clydesdale Bank announced BTL and residential rate rises

Clydesdale Bank has made changes to its residential and buy-to-let mortgage range. The changes are...

Broker searches being affected by cost of living crisis

Knowledge Bank has revealed that the cost of living crisis is impacting borrowers as...

Newcastle Intermediaries launches 10-year fixed rate mortgage

Newcastle Intermediaries has unveiled a new 10-year fixed rate mortgage product aimed at  homebuyers "looking for...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Technology

Mortgage brokers have little to fear from AI, says Mortgageforce boss

Mortgage brokers should embrace artificial intelligence rather than fear it will ultimately replace them,...
Homebuying

Waiting for completion causes greater anxiety than saving for a deposit

Delays towards the end of the homebuying process are a greater source of anxiety...
Conveyancing

Leasehold delays put Christmas property completions under pressure

Homebuyers hoping to complete before Christmas face increasingly tight deadlines, with leasehold transactions and...
Technology

Conveyancing firms warned over risks of uncoordinated AI adoption

Conveyancing firms risk undermining the benefits of artificial intelligence unless they address weaknesses in...

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