Mortgages

Coventry for Intermediaries cuts all residential fixed rates

Coventry for Intermediaries has reduced all owner-occupier fixed rates. Two, three and five-year options have...

BuildLoan increases multiples for higher income self-builders

BuildLoan has increased its range of self and custom build mortgages with the launch...

Virgin Money ups variable mortgage rates

Virgin Money has announced changes to its mortgage variable revert rates, following the announcement...

Newcastle Intermediaries improves residential mortgage offering

Newcastle Intermediaries is cutting rates by up to 0.3 percentage points across its existing...

IMLA announces new management committee

The Intermediary Mortgage Lenders Association (IMLA) has elected its Management Committee for 2023, consisting...

Prospective FTBs expect to be 37 years old when purchasing

The average prospective buyer now predicts they will be 37 years old by the...

Brokers want specialist lenders to ‘take a view’

The vast majority of mortgage intermediaries say they could live without time-saving tech as...

Atom bank cuts two and five-year rates

Atom bank is reducing the rates across a number of its mortgage products, with...

MPowered Mortgages appoints new head of intermediary distribution

MPowered Mortgages has announced that Paul Kane will become its new head of intermediary distribution. In...

Large rise in those with adverse credit

The number of potential mortgage customers with adverse credit has grown by more than...

Virgin Money to cut selection of fixed rates

Virgin Money is reducing the rates on selected products on Wednesday 30 November. The changes...

BoE reports sharp fall in net mortgage borrowing

The Bank of England has published its Money and Credit report for October 2022. It...

Mortgage concerns “still plaguing” families

Homeowners, as well as those looking to get a foot on the property ladder,...

EPCs have become an important house-buying factor

According to the new research from Mortgage Advice Bureau, 19% of Britons wouldn’t consider...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Ireland boosts Help to Buy as UK prepares new first-time buyer scheme

Ireland has increased the maximum support available to first-time buyers under its Help to...

Reeves ranked least successful of five recent chancellors in poll

Rachel Reeves has been rated the least successful of the past five chancellors in...

Teachers for Intermediaries raises new-build LTV limit to 95%

Teachers for Intermediaries has increased its maximum LTV on new-build houses and flats to...

Cambridge BS opens applications for deposit-building Rent to Home scheme

The Cambridge Building Society has opened applications for its Rent to Home property in...

PROFILES