Mortgages

Atom bank lowers prime and near prime rates again

Atom bank has announced further rate cuts across its prime and near prime mortgage...

Precise cuts rates and widens mortgage options to aid buyer affordability

Precise has strengthened its residential mortgage range with a series of rate cuts, new...

Housing market stalls as demand dips and sales slide

The UK housing market’s fragile recovery faltered in July as higher borrowing costs and...

Most Premier League areas enjoy mortgage relief – but four buck the trend

Falling mortgage rates have brought relief to homeowners and buyers in almost every Premier...

Virgin Money and Clydesdale Bank expand criteria and boost approval rates

Virgin Money and Clydesdale Bank have unveiled a series of lending changes aimed at...

Barclays lowers fixed mortgage rates across residential range

Barclays is cutting mortgage rates across its residential range from tomorrow, with reductions of...

Precise marks first anniversary of broker app

Precise, part of the OSB Group, is celebrating the first anniversary of its broker...

Bellway renews call for Help to Buy as housing recovery stalls

Housebuilder Bellway says the UK housing market recovery has “stalled” over summer, renewing its...

34 organisations back plan to accelerate green mortgage lending

Decarbonising Britain’s homes is one of the most complex and expensive challenges of the...

The West Brom raises income multiples to help buyers with smaller deposits

West Brom Building Society has eased its mortgage lending rules in a bid to...

Nationwide unveils affordability boost for remortgage customers

Nationwide Building Society has introduced enhanced affordability criteria for remortgage customers taking out a...

VPN loopholes could let fraudsters slip through mortgage checks

The UK’s new Online Safety Act has triggered a boom in VPN usage that...

Newcastle for Intermediaries lifts interest-only LTV to 80%

Newcastle for Intermediaries has made substantial changes to its interest-only mortgage range, raising the...

RAW Capital Partners strengthens sales team with two promotions

RAW Capital Partners has promoted two members of its Guernsey-based sales team in recognition...

COMMENT

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost? Is it sustainable? And are we creating value, or just...

Bank Rate holds again, but November is now firmly in focus

There may well have been a collective sigh of relief across the mortgage market when the Bank of England announced another Bank Base Rate...

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Latest news

Impaired credit mortgage sales rise to highest level since 2008

Mortgage lending to borrowers with impaired credit histories has climbed to levels not seen...

Councils to gain earlier powers over long-term empty homes

Councils will be able to intervene when homes have stood empty for six months...

Phoebus completes latest SOC 2 Type II assessment

Phoebus Software has renewed its SOC 2 Type II attestation after KPMG assessed the...

Low-deposit mortgage lending climbs 38% to £24.7bn

Mortgage lending at loan-to-value ratios above 90% rose sharply over the past year as...

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