Mortgages

SPF Private Clients adopt Criteria Brain and Affordability Brain

Mortgage Brain has announced a strategic partnership with SPF Private Clients (SPF), a whole-of-market...

Newcastle for Intermediaries cuts large loan rates

Newcastle for Intermediaries has introduced reductions across its two and five-year fixed rate products...

Why reading beyond the headlines is crucial for 100% mortgages

Rumours that Chancellor Jeremy Hunt planned to introduce a 99% LTV mortgage designed to...

A missed opportunity and 2024 property market expectations

It's been evident over the past 12 to 18 months that first-time buyers have...

Self-employed enquiries outpacing ones from FTBs

A survey of mortgage brokers carried out by the Family Building Society has found...

Bluestone Mortgages makes sales team appointments

Bluestone Mortgages has announced the revision of its sales team with the addition of...

Virgin Money makes positive changes to lending policy

Virgin Money has made changes to its mortgage lending policy in order to make...

Bank of England holds rates at 5.25%

The Bank of England's Monetary Policy Committee (MPC) has voted to hold rates at...

Paradigm unveils new podcast

Paradigm has announced the launch of a new podcast designed to support and help...

360 Dotnet appoints strategic relationships director

Yeliz Yusuf has been appointed as 360 Dotnet’s new strategic relationships director. With almost two...

Spring Finance improves first charge mortgage offering

Specialist lender Spring Finance has announced the launch of a first charge residential remortgage...

Which? reveals rise in missed bill payments by mortgage holders

Which?’s Consumer Insight Tracker has revealed that 8.1% of mortgage holders missed payments for...

Lenders expecting household defaults to spike

20 of the country's largest lenders are expecting an additional £788 million in credit...

UTB Mortgages promotes sales trio

United Trust Bank (UTB) Mortgages for Intermediaries has announced new roles for three sales...

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COMMENT

The 12 Days of Christmas: Staying front of mind when clients go quiet

December has long been a quiet month for mortgage advisers. By mid-November, many client conversations slow or pause entirely, often with the familiar refrain:...

AGENT VIEW: I know I’m not a mathematician but to me 6.5 x is the new 3.5 x

Nostalgia isn’t what it used to be, as they say, and in an era of creeping inflation, job insecurity and the menacing spectre of...

Surveying industry undervalued in race to the bottom

After a 16-month break from the property industry I returned to find a landscape that had shifted more than I expected. The private B2C surveying...

Why the human relationship still defines real estate lending

AI is now a core driver of transformation in financial services and is reshaping the foundations of real estate lending. According to AllAboutAI.com over 85%...

Income protection: the unsung hero of the cost-of-living crisis

Higher mortgage rates, rising energy costs, and continued inflation have put pressure on many household budgets. Advisers spend time helping customers find the right rate,...

Latest news

Why UPRNs and data standards are central to the next generation NLIS

In October 2025, through the Fourth Round of the Regulators’ Pioneer Fund (RPF), Government’s...

Zoopla calls for abolition of stamp duty in evidence to MPs

Zoopla has urged MPs to consider abolishing stamp duty to boost housing mobility and...

Halifax eases mortgage access for non-UK nationals

Halifax has introduced changes to its lending criteria designed to make it easier for...

Landbay opens Premier buy-to-let range to individual landlords

Landbay has widened access to its Premier buy-to-let products, allowing individual landlords to apply...

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