Mortgages

Atom bank reduces prime residential rates

Atom bank has announced a series of rate cuts across its Prime residential mortgage...

​HSBC slashes mortgage rates amid intensifying competition

HSBC has announced significant reductions across its mortgage offerings, effective from tomorrow (16 April)...

Santander reintroduces sub-4% mortgage rates

Santander UK will cut rates across its mortgage range from Thursday 17 April, with...

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

Gen H reduces high-LTV mortgage rates to support FTBs

Residential lender Gen H has announced a fresh round of mortgage rate reductions, targeting...

Major lenders raise mortgage limits as stress test changes take effect

Four of the UK’s largest mortgage lenders have announced changes to their affordability criteria...

Newcastle for Intermediaries lowers rates across large loan products

Newcastle for Intermediaries has made a series of rate cuts to its large loan...

Choice of low deposit mortgages hits highest level since 2008

The number of mortgage deals available to borrowers with small deposits has climbed to...

MPowered unveils new brand and broker service platform

MPowered Mortgages has announced a major rebrand alongside the launch of a new broker...

Investec cuts tracker mortgage rates across residential and BTL ranges

Investec Bank has announced a series of rate reductions across its high net worth...

EXCLUSIVE: Irish fintech LendWell targets UK market with new AI platform

Dublin-based fintech LendWell is preparing to enter the UK mortgage market with its AI-native...

Trump’s crazy tariffs could actually be good news for UK landlords

In an unexpected twist, Donald Trump’s return to the global stage with a fresh...

Call for ‘truthful rethink’ on housing affordability as experts criticise outdated metrics

A leading housing expert has criticised the industry’s approach to affordability, warning that outdated...

L&C Mortgages launches exclusive 3-year fixed remortgage deals with MPowered Mortgages

L&C Mortgages has introduced a new range of exclusive three-year fixed rate remortgage products,...

COMMENT

Busting the myths that stop homeowners protecting their income

In my role at LifeSearch, I spend a lot of time talking to mortgage advisers, brokers, and, increasingly, customers directly. One thing comes up time...

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Latest news

The Swansea reports mortgage growth at AGM

Swansea Building Society has reported growth in assets, mortgages, savings and capital reserves for...

CHL cuts buy-to-let rates by up to 25bps

CHL Mortgages has reduced rates across its short-term let and limited edition buy-to-let ranges. The...

Darlington cuts rates across buy-to-let and specialist ranges

Darlington Building Society has reduced mortgage rates by up to 50bps across its buy-to-let,...

HTB backs £2.4m Mitcham scheme

Hampshire Trust Bank has provided a £2.4m development finance facility for a mixed-use scheme in...

PROFILES