Fixed rates

Longer-term mortgages more popular than two-year deals

Paragon’s latest Financial Adviser Confidence Tracking Index report has found that the preference for longer-term...

Hanley Economic BS unveils Help to Buy remortgage deal

The Hanley Economic Building Society has launched a two-year discounted remortgage product for Help...

Virgin Money expands shared ownership proposition

Following its launch in London, the South West and South East, Virgin Money has expanded...

BTL mortgage costs start to rise

The cost of most mainstream buy-to-let mortgages is starting to climb, with new data...

New 10-year deal from Accord Mortgages

Accord Mortgages has  launched a 10-year fixed rate mortgage. The new 10-year fix at a...

Fleet Mortgages cuts lifetime tracker rates

Fleet Mortgages has repriced its product range, including price cuts across its three lifetime tracker...

TML removes credit score cascade

The Mortgage Lender (TML) has made a number of changes to its product offering. It...

First-time buyers fixing for longer

Accord Mortgages has reported that first-time buyers are fixing their mortgage for longer than...

New deals and rate cuts from Barclays

Barclays is making changes to both the residential and buy-to-let product ranges with new...

The Skipton refreshes residential range with tracker cuts

The Skipton Building Society is reducing rates on its two-year residential tracker mortgages and...

The Leeds offers fee-free fixes with cashback

The Leeds Building Society has revamped its fixed rate mortgage range and introduced new...

TMW unveils its first sub-2% five-year BTL fix

The Mortgage Works (TMW) is launching its lowest ever five-year fixed rate buy-to-let mortgage...

Hampshire Trust cuts BTL/HMO five-year rate

Hampshire Trust Bank’s commercial mortgages team has reduced its remortgage buy-to-let and house in...

New BTL fixes from BM Solutions

BM Solutions has introduced two new buy-to-let fixed rate products. Details are as follows: 1.45%...

COMMENT

Mortgage maturity: A golden opportunity for advisers

Around 1.8 million fixed-rate mortgage deals are due to come to an end in 2026, adding to the 1.6 million mortgages that already matured...

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

Latest news

Homeowners delay energy upgrades amid confusion over EPC ratings

More than two-fifths of UK homeowners have delayed or are considering delaying energy-efficiency improvements,...

Lengthy completions put mortgage offers under pressure

Homebuyers face an average five-month wait between agreeing a sale and completing, increasing the...

Insured expats still face barriers to healthcare

More than half of insured expatriates have delayed or gone without necessary healthcare because...

Mortgage lending rebounds but book growth lags

UK mortgage gross lending increased by more than a fifth during 2025, although substantially...

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