adverse credit

Kensington Mortgages unveils five-year ‘Step Down’ deal

Kensington Mortgages has unveiled its new ‘Step Down’ five-year fixed rate mortgage, which is...

Atom bank cuts near prime and prime rates

Atom bank has announced rate reductions across its Near Prime and Prime product ranges. ...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Q&A: Richard Harrison, Atom bank

BestAdvice fires the questions at Richard Harrison, head of mortgages, Atom bank. BestAdvice (BA): You...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

Atom bank cuts rates and launches near prime deals

Atom bank is reducing the interest rates on its Near Prime range. Rates are reducing...

Buckinghamshire BS reprices range and adds new deals

Buckinghamshire Building Society has launched two new mortgage products and repriced its whole existing...

The Mortgage Lender joins Openwork’s lender panel

Openwork, one the UK’s largest financial services networks, has announced the addition of The...

Bluestone Mortgages makes sales team appointments

Bluestone Mortgages has announced the revision of its sales team with the addition of...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

Latest POLL

COMMENT

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Later life lending and the importance of a lasting power of attorney

It’s fair to say that later life lending has moved from a niche corner of the market into a more mainstream space, as older...

What my Gen Z daughter can teach us about engaging young buyers

Younger people are often badged with some unfair stereotypes when it comes to protection - "they're not interested", "they don't care", "they won't engage"....

How lenders’ new freedoms are undermining client relationships

Can we expect lenders to try and tighten their grip on borrowers at their advisers’ expense in 2026? Many advisers will have seen signs of...

Latest news

UK house prices hold steady as annual growth slows

UK house prices were flat in November, pausing after a 0.5% rise in October,...

Coventry for intermediaries reduces selected residential rates

Coventry for intermediaries has cut selected residential rates, with reduced options available for new...

Regulators outline new measures to accelerate growth of the mutuals sector

The Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) have published a joint...

Kensington Mortgages lowers buy-to-let rates

Kensington Mortgages has cut rates across its buy-to-let products with 2- and 5-year deals...

PROFILES