adverse credit

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

Mansfield BS launches long-term credit repair fix

Mansfield Building Society has announced the launch of a new long-term fixed rate product...

Atom bank hit near prime high in Q3

Atom bank has recorded a record quarter for near prime lending. The three months to...

Mansfield BS cuts Versatility rates

Mansfield Building Society has added new Versatility products to its offering. It is launching two...

Brightstar Group launches the Specialist Lending Expo

The Brightstar Group has announced a new event - the Specialist Lending Expo -...

Adverse borrowers less likely to use a broker than 12 months ago

50% of potential homebuyers with adverse credit say they would speak to a mortgage...

Bluestone Mortgages cuts standard and purchase fee-free rates

Bluestone Mortgages has announced rate reductions across its standard and purchase fee-free product ranges. The...

Misconceptions surround CCJs and mortgage applications

26% of people believe they need to wait at least five years after receiving...

COMMENT

How brokers can secure better client outcomes in a volatile market

Experience has always counted in the mortgage market. Brokers who worked through the financial crisis, the Covid pandemic, the Liz Truss mini-Budget and cost-of-living...

Housing reform needs a thriving private rental sector, not just a thriving sales and purchase market

One of the most encouraging developments over recent weeks has been the renewed focus on improving the homebuying and selling process. The Government's plans to...

The economics of developing the next generation of advisers

Over the past couple of decades, I have worked alongside literally thousands of AR and DA firms, from businesses employing one or two advisers...

Is Andy Burnham the New Messiah or just Starmer with better eyebrows?

What a damning indictment of Labour that Andy Burnham appears to be strolling towards the leadership in what looks less like a contest and...

Approvals hit a 2.5-year low: When broker value gets proven – or missed

Net mortgage approvals dropped to 56,200 in May – the lowest since December 2023 - down from 66,000 the month before. Net borrowing fell from...

Latest news

Asking prices move further ahead of market values, TwentyCi warns lenders

The gap between sellers' asking prices and independent property valuations has doubled over the...

Home movers back digital property packs as support grows for homebuying reform

Most recent home movers support the use of digital property packs and believe the...

Virgin Money increases fixed mortgage rates across core product range

Virgin Money is increasing fixed mortgage rates across much of its purchase and remortgage...

Olmo adds AI-powered automatic file checking for mortgage brokers

Olmo has launched an AI-powered automatic file checking system designed to help mortgage firms...

PROFILES