adverse credit

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

Buckinghamshire BS renames product ranges amid criteria update

Buckinghamshire Building Society has made a series of product updates and criteria improvements. As part...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

Pepper Money unveils limited edition remortgage cashback

Pepper Money is helping customers with recent adverse credit to boost their cashflow, with...

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Atom bank cuts Near Prime & Prime rates

Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...

COMMENT

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Closing the protection gap starts with informed clients

Millions of people have no protection insurance coverage and could be left vulnerable in the event of a death in the family, serious illness...

Latest news

Green rent cap plan could squeeze buy-to-let affordability

Green Party proposals to restrict private rent increases for three years could make it...

Firms’ confidence in FCA rises as satisfaction hits 79%

Confidence in the Financial Conduct Authority has increased, with almost eight in 10 regulated...

Westmarq challenges surveying ‘duopoly’ as it targets lender business

Westmarq has challenged mortgage lenders to move more of their valuation business away from...

Advice firms step up technology use as integration remains key obstacle

Financial advice firms are taking a more proactive approach to technology, but integrating new...

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