adverse credit

Adverse borrowers less likely to use a broker than 12 months ago

50% of potential homebuyers with adverse credit say they would speak to a mortgage...

Bluestone Mortgages cuts standard and purchase fee-free rates

Bluestone Mortgages has announced rate reductions across its standard and purchase fee-free product ranges. The...

Misconceptions surround CCJs and mortgage applications

26% of people believe they need to wait at least five years after receiving...

Hinckley & Rugby introduces specialist fixed rates

Hinckley & Rugby Building Society has unveiled its first fixed-rate mortgage products within its...

Buckinghamshire BS cuts prime and impaired credit rates

Buckinghamshire Building Society has repriced its product offering, with rate reductions of up to...

Gen H updates policy for utilities and communications defaults

Gen H has announced updates to how it treats missed utilities and communications payments...

Over 15m adults in UK with adverse credit

The latest Pepper Money Specialist Lending Study has stated that more than 15 million...

Pepper Money launches 2024 Specialist Lending Study

Pepper Money has launched its 2024 Specialist Lending Study at an invitation-only event in...

Atom bank cuts prime & near-prime rates

Atom bank has reduced rates across both its Near Prime and Prime product ranges. Rates...

Pepper Money to mark five years of its Specialist Lending Study

Pepper Money has announced the launch of its 2024 Specialist Lending Study, marking the...

Norton Home Loans ups max loan size and LTV

Norton Home Loans has increased its maximum loan to value (LTV) ratio and a...

Pepper Money improves criteria for those snubbed by high street

Pepper Money has made a series of criteria improvements to make its mortgages more...

Atom Bank lowers near prime and prime rates

Atom bank has made a series of cuts across rates on both its Near...

Pepper Money cuts rates for those who are ‘just off the high street’

Pepper Money has reduced rates across its range by up to 1.00% to provide...

COMMENT

Ignorance, not cost, still the biggest barrier to protection sales

During 2024 CIExpert commissioned Opinium to speak to 5,000 consumers – a mix of genders and ages – regarding critical illness (CI) insurance. The aim...

The protection gap that runs all the way up the ladder

The property ladder is usually talked about in terms of deposits, equity, and affordability but recent research reveals a less visible truth; moving up...

Why landlords will continue to play a central role in meeting housing demand

This month’s Spring Statement may not have delivered dramatic housing announcements, but the data released alongside it paints a clear picture about the continued...

Debt awareness is as important for advisers as for clients

Debt Awareness Week, beginning on 16th March, provides a timely opportunity for reflection. The early months of the year have long been associated with...

Market may be overreacting to conflict-driven rate fears

Financial markets could be overreacting in the early days of the conflict as they take a second rate cut off the table this year. The...

Latest news

Mortgage searches edge higher year-on-year in February

Mortgage search activity eased back from January’s early-year spike in February, but remained ahead...

Precise waives valuation fees on residential loans up to £400k

Precise has introduced free standard valuations on residential properties worth up to £400,000 as...

The Mansfield trims specialist mortgage rates

Mansfield Building Society has cut fixed rates across its Versatility and Credit Repair mortgage...

Countrywide Surveying Services academy adds to residential surveyor pipeline

Countrywide Surveying Services has reported fresh progress in its training academy after 11 trainees...

PROFILES