adverse credit

Atom bank reduces Near Prime mortgage rates

Atom bank has announced further reductions across its Near Prime residential mortgage range, with...

LendInvest cuts rates and revamps credit criteria

LendInvest has announced a series of changes to its residential mortgage offering, cutting fixed...

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

Buckinghamshire BS renames product ranges amid criteria update

Buckinghamshire Building Society has made a series of product updates and criteria improvements. As part...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

Pepper Money unveils limited edition remortgage cashback

Pepper Money is helping customers with recent adverse credit to boost their cashflow, with...

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

COMMENT

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

Latest news

Brokers warned of AI fraud threat as lender detects suspicious activity

Mortgage brokers have been warned that the growing use of artificial intelligence could expose...

Mortgage brokers warn DIPs are giving borrowers false confidence

Mortgage brokers have warned that decisions in principle (DIPs) are giving some borrowers false...

Bellway backs Your First Home as mortgage costs hit demand

Bellway has backed the government's proposed Your First Home scheme as the housebuilder warned...

SPF eyes broader proposition as it transitions to Howden Private Clients

SPF Private Clients is preparing to broaden its proposition beyond mortgages and protection as...

PROFILES