adverse credit

Atom bank reduces Near Prime mortgage rates

Atom bank has announced further reductions across its Near Prime residential mortgage range, with...

LendInvest cuts rates and revamps credit criteria

LendInvest has announced a series of changes to its residential mortgage offering, cutting fixed...

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

Buckinghamshire BS renames product ranges amid criteria update

Buckinghamshire Building Society has made a series of product updates and criteria improvements. As part...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

Pepper Money unveils limited edition remortgage cashback

Pepper Money is helping customers with recent adverse credit to boost their cashflow, with...

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

COMMENT

Taking the anxiety out of finance

It’s an anxious time for mortgage borrowers. A recent study by Handelsbanken Wealth found that the proportion of UK adults apprehensive about making mortgage...

Cashback should put conveyancing into the advice conversation

One of the more interesting findings from our latest quarterly statistics was the position of Nationwide Building Society, which accounted for 25% of all...

Why ownership structure matters in buy-to-let

It's a scenario brokers encounter every day. Two landlord clients approach them about the same type of buy-to-let property, with similar levels of equity...

You own the shares, but are you really just the custodian?

I've built three businesses and I've said the same thing most entrepreneurs have probably said to their mates and family at some point: "Give...

The FCA protection market study shouldn’t ignore redundancy

Considering a third of employers are likely to implement staff redundancies by January 2027, according to Acas, redundancy cover shouldn’t be ignored in wider...

Latest news

Foundation cuts buy-to-let rates and relaxes holiday-let occupancy rules

Foundation has reduced rates on selected buy-to-let mortgages by up to 0.10 percentage points...

FintechOS: Firms have two years to embrace AI or get left behind

Financial services firms have no more than two years to embed artificial intelligence into...

Financial services must move beyond AI experimentation to deliver real returns

Financial services firms risk wasting substantial investment in artificial intelligence unless they fundamentally rethink...

RAW Capital Partners sets new lending record as product range expands

RAW Capital Partners has reported record annual lending volumes for 2026, surpassing its total...

PROFILES