adverse credit

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

Mansfield BS launches long-term credit repair fix

Mansfield Building Society has announced the launch of a new long-term fixed rate product...

Atom bank hit near prime high in Q3

Atom bank has recorded a record quarter for near prime lending. The three months to...

Mansfield BS cuts Versatility rates

Mansfield Building Society has added new Versatility products to its offering. It is launching two...

Brightstar Group launches the Specialist Lending Expo

The Brightstar Group has announced a new event - the Specialist Lending Expo -...

Adverse borrowers less likely to use a broker than 12 months ago

50% of potential homebuyers with adverse credit say they would speak to a mortgage...

Bluestone Mortgages cuts standard and purchase fee-free rates

Bluestone Mortgages has announced rate reductions across its standard and purchase fee-free product ranges. The...

Misconceptions surround CCJs and mortgage applications

26% of people believe they need to wait at least five years after receiving...

Hinckley & Rugby introduces specialist fixed rates

Hinckley & Rugby Building Society has unveiled its first fixed-rate mortgage products within its...

Buckinghamshire BS cuts prime and impaired credit rates

Buckinghamshire Building Society has repriced its product offering, with rate reductions of up to...

Gen H updates policy for utilities and communications defaults

Gen H has announced updates to how it treats missed utilities and communications payments...

Over 15m adults in UK with adverse credit

The latest Pepper Money Specialist Lending Study has stated that more than 15 million...

Pepper Money launches 2024 Specialist Lending Study

Pepper Money has launched its 2024 Specialist Lending Study at an invitation-only event in...

Atom bank cuts prime & near-prime rates

Atom bank has reduced rates across both its Near Prime and Prime product ranges. Rates...

COMMENT

Stop tinkering: Why mortgage tech needs a proper overhaul

Let’s be honest. If you work in the UK mortgage market right now, you know we’re all running pretty fast just to stand still. Between...

This is a different mortgage market and borrowers are reacting to it

It is important to be clear about what has changed in the mortgage market over the last month or so, because the latest data-specific...

The rise of larger deposits

The first-time buyer profile is changing. Increasingly, buyers are entering the market with larger deposits than at any point in recent years as many...

Is life insurance too confusing to buy?

While there are peaks and troughs depending on where we look, the UK life insurance market is typically quite flat, including mortgage-related protection. Recent data...

Why the government’s housing ambitions won’t fix the affordability crisis

With the bidding open for the government’s £39bn Social and Affordable Homes Programme - the main pillar of its long-term housing strategy - homebuying...

Latest news

Mortgage industry bodies launch new ED&I survey

AMI and IMLA have launched a new industry-wide survey aimed at measuring progress on...

Landbay turns to broker education as Renters’ Rights Act reforms approach

Landbay is set to host a broker-focused webinar examining the implications of the Renters’...

Fleet cuts five-year buy-to-let fixes and widens 75% LTV options

Fleet Mortgages has cut pricing on selected five-year fixed buy-to-let products and expanded its...

HSBC UK cuts mortgage rates by up to 25bps across residential and buy-to-let range

HSBC UK has reduced mortgage rates across parts of its residential and buy-to-let range,...

PROFILES