adverse credit

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Atom bank cuts Near Prime & Prime rates

Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...
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COMMENT

Comment

Why the FCA’s Protection Report is a wake-up call and a massive opportunity for advisers

According to Mortgage Advice Bureau, approximately 90% of all mortgages are secured through an adviser, and 80% of protection are sold via the same...

Bank Rate holds, but the pressure is building

The Bank of England's decision to maintain Bank Base Rate (BBR) last month at 3.75% provides another period of stability for the mortgage market,...

How are we supporting the next generation of first-time buyers?

With GCSE and A-level results out over the last fortnight, it feels like the right moment to ask a question the industry doesn't spend...

Let’s not get bogged down in the macro, let’s focus on the ones and twos

In challenging times such as this, it often feels like the first instinct for many in the mortgage market is to talk it down....

Underwriting: Are we saying “no” to the wrong risks?

Over the last two days I’ve talked about the size of the later life lending market and the knowledge gap that still exists around...

Latest news

Buy-to-let

HMO landlords plan five-figure spending as costs and regulation rise

More HMO landlords expect to spend upwards of £10,000 on property improvements over the...
networks

BrokerSync grows network after Acre technology deal

BrokerSync has expanded its appointed representative network to 24 firms in the six months...
Technology

TransUnion widens consumer credit score range to 0 – 999

TransUnion has introduced a new consumer credit score in the UK, although the credit...
Buy-to-let

Company ownership dominates larger buy-to-let portfolios

More than 45% of UK buy-to-let ownership is held through companies, with the proportion...

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