adverse credit

The Mortgage Soup view: Challenges and opportunities for brokers

One of the biggest focal points for brokers this year is the sheer volume...

Atom bank reduces Near Prime mortgage rates

Atom bank has announced further reductions across its Near Prime residential mortgage range, with...

LendInvest cuts rates and revamps credit criteria

LendInvest has announced a series of changes to its residential mortgage offering, cutting fixed...

The Mansfield raises LTV to 90% for debt consolidation and eases credit repair rules

Mansfield Building Society has reinstated its 90% loan-to-value (LTV) cap for debt consolidation cases...

Pepper Money reduces rates across entire range

Pepper Money has cut rates across its entire product range, with reductions of up...

Buckinghamshire BS renames product ranges amid criteria update

Buckinghamshire Building Society has made a series of product updates and criteria improvements. As part...

Together completes sub-performing loan securitisation

Together Financial Services has completed its new Brooks Asset Backed Securitisation 2 Limited (BABS2)...

Atom bank ups maximum near prime LTV

Atom bank has increased the maximum loan-to-value (LTV) available on its Near Prime range...

Pepper Money unveils limited edition remortgage cashback

Pepper Money is helping customers with recent adverse credit to boost their cashflow, with...

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

COMMENT

The two-year fix isn’t advice. It’s a diary entry

5.98%. That was the average two-year fix on 5 October, according to Moneyfacts, the highest since mid-December 2023. The average five-year fix: 6.00%. On those...

Alternative strategies for buying in high-growth property areas

For first-time buyers a Lifetime ISA can be a useful way to build a house deposit, with a 25% government bonus on eligible savings...

Buy-to-let and the next generation of landlords

There has been plenty of discussion recently about the future of buy-to-let, whether landlords can continue to make their investments work, and what the...

Growth can hide a lot – until it stops

Since getting involved with Rotherham United Women I've realised football and business have quite a lot in common. One thing in particular: growth can hide...

Nobody wants your ‘market update’

You sent the same email on Monday that everyone else sent. Moneyfacts had just put the average five-year fix at 6%, the first time in...

Latest news

Alternative strategies for buying in high-growth property areas

For first-time buyers a Lifetime ISA can be a useful way to build a...

Employers struggle to engage staff with financial wellbeing support

Only 12% of employees have used financial wellbeing support provided by their employer, despite...

Defaqto extends Matrix 360 to protection and wealth providers

Defaqto has broadened its Matrix 360 market intelligence platform to cover wealth management and...

Marshall and Cooke join Mortgage’s Got Talent judging panel

Mortgage’s Got Talent has added two more industry names to its judging panel, with...

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