adverse credit

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Atom bank cuts Near Prime & Prime rates

Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

Mansfield BS launches long-term credit repair fix

Mansfield Building Society has announced the launch of a new long-term fixed rate product...

Atom bank hit near prime high in Q3

Atom bank has recorded a record quarter for near prime lending. The three months to...
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COMMENT

Comment

Advisers need an answer for evolving landlords

It’s a tough time to be a landlord. The succession of changes to tax and regulation made in recent years - with the Renters’...

AI doesn’t remove bias. It gives us the chance to manage it

One of the great promises of artificial intelligence has always been objectivity. Machines, unlike people, do not have bad days. They do not favour...

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

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charity

Cambridge BS awards £15,080 grant to support young women

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Auction sales rate falls as buyers become more selective

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L&G cuts rates for new optional payment lifetime mortgages

L&G has introduced rate reductions of between 0.01% and 1.00% for new customers taking...

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