adverse credit

Buckinghamshire BS cuts prime and impaired credit rates

Buckinghamshire Building Society has repriced its product offering, with rate reductions of up to...

Gen H updates policy for utilities and communications defaults

Gen H has announced updates to how it treats missed utilities and communications payments...

Over 15m adults in UK with adverse credit

The latest Pepper Money Specialist Lending Study has stated that more than 15 million...

Pepper Money launches 2024 Specialist Lending Study

Pepper Money has launched its 2024 Specialist Lending Study at an invitation-only event in...

Atom bank cuts prime & near-prime rates

Atom bank has reduced rates across both its Near Prime and Prime product ranges. Rates...

Pepper Money to mark five years of its Specialist Lending Study

Pepper Money has announced the launch of its 2024 Specialist Lending Study, marking the...

Norton Home Loans ups max loan size and LTV

Norton Home Loans has increased its maximum loan to value (LTV) ratio and a...

Pepper Money improves criteria for those snubbed by high street

Pepper Money has made a series of criteria improvements to make its mortgages more...

Atom Bank lowers near prime and prime rates

Atom bank has made a series of cuts across rates on both its Near...

Pepper Money cuts rates for those who are ‘just off the high street’

Pepper Money has reduced rates across its range by up to 1.00% to provide...

Alexander Hall completes quick mortgage for adverse customer

Alexander Hall has completed a mortgage with Pepper Money for a client with a...

Buckinghamshire BS cuts rates and makes term changes

Buckinghamshire Building Society has reduced rates by up to 0.30 percentage points across its...

Residential by Foundation cuts prices reintroduces 65% LTV products

Residential by Foundation has announced a series of price cuts by up to 50...

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

COMMENT

The continued evolution of the later life lending market

Later life lending has moved well beyond being an occasional enquiry about equity release or a maturing interest-only case. It is now a consistent and...

What does the year hold for specialist first charge residential mortgages?

A few months into 2026, it is already clear that many borrowers continue to fall outside the criteria set by high street and mainstream...

A turning point for British Islamic home finance

A quick question for brokers: what would you do if 80% of a fast-growing community told you the market was not serving them properly? That...

Mutual sector ambition needs tech-driven scale

The Government’s commitment to doubling the size of the mutual sector has been welcomed across financial services. Building societies continue to play a critical...

Conveyancing fees will rise and you can blame the Government

Tax is complicated and making sure you pay the right amount can be challenging - just ask MP Angela Raynor or indeed former Chancellor...

Latest news

Court approves MFS’s administration

A judge at the Chief Insolvency and Companies Court has approved the administration of...

Adviser optimism on protection rises despite cost pressures

Adviser confidence in demand for protection products has improved heading into 2026 although rising...

Allica Bank secures $155m to drive SME lending growth

Allica Bank has raised $155m in a Series D funding round to accelerate lending...

Spring Statement to deliver stability rather than housing shake-up

The forthcoming Spring Statement is unlikely to bring major housing policy reforms with stability...

PROFILES