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Mortgage Soup
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Mortgage Soup
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adverse credit
Norton Home Loans partners extends access to specialist solutions
Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...
18 March 2025
Atom bank breaks Near Prime record
Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...
14 March 2025
Loughborough BS extends 5.5x income to 95% LTV
Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...
25 February 2025
Atom Bank cuts near prime mortgage rates
Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...
19 February 2025
Pepper Money unveils 20bp mortgage rate reductions
Pepper Money has cut the price of every mortgage product in its range by...
13 February 2025
Bluestone Mortgages ups LTV limits to 90%
Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...
12 February 2025
UTB ups maximum residential LTV to 95%
United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...
6 February 2025
Atom bank cuts Near Prime & Prime rates
Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...
30 January 2025
Foundation Home Loans increases maximum loan sizes
Foundation Home Loans has announced maximum loan size increases across the majority of its...
16 January 2025
Vida introduces ‘3 & Easy’ range of 97% LTV mortgages
Vida Homeloans has launched a new range of residential mortgage products at 97% loan...
9 January 2025
Seize the opportunity to help those rejected by the high street
Whatever lies ahead of us in 2025, it will certainly be a year full...
3 January 2025
Specialist mortgages to become the norm
As we look ahead to 2025, the specialist mortgage market is set to play...
30 December 2024
Helping reduce the stress for borrowers with credit problems
Concerns regarding mortgage affordability have been a key topic in the industry over the...
18 December 2024
Specialist mortgages take longer, but customers don’t seem to mind
91% of brokers are spending a lot more time completing specialist mortgage cases than...
18 December 2024
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COMMENT
Artificial Intelligence
The technology that matters doesn’t make the decision
We have a tendency when talking about mortgage technology to start with what it can automate. How many documents can it process, how quickly can...
8 September 2026
Darrell Walker on LendInvest’s next chapter
After 35 years in banking and mortgages, the former football hopeful thought he might have found the company where he would see out his...
8 September 2026
In our industry, competition and collaboration aren’t opposites
If there's one theme running through the market at the moment, it's the power of retention, and just how much can be achieved when...
7 September 2026
We must not accept our snail’s pace home buying system
Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...
4 September 2026
Deferment and capitalisation rates: small percentages, large consequences
The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...
4 September 2026
Latest news
Artificial Intelligence
The technology that matters doesn’t make the decision
We have a tendency when talking about mortgage technology to start with what it...
8 September 2026
Cover
Record healthcare demand highlights protection opportunity
Demand for private healthcare remained close to record levels at the start of 2026,...
8 September 2026
Mortgages
Nearly 900,000 borrowers lock in mortgage deals early
Nearly 900,000 mortgages were locked into a new deal up to six months before...
8 September 2026
Buy-to-let
The Marsden eases expat criteria and cuts documentation requirements
Marsden Building Society has revised its expat mortgage criteria, removing its minimum income requirement...
8 September 2026
PROFILES
Darrell Walker on LendInvest’s next chapter
Toni Smith on the human factor and the fourth emergency service
The AI questions the mortgage industry needs to ask – and address