adverse credit

Consumer concerns over credit discrimination on the rise

29% of UK adults - the equivalent of 14.8 million - report that previous...

Tapping into the specialist lending market

Demand for specialist mortgages has risen significantly over the last few years as a...

West One joins L&C’s residential and BTL panels

West One Loans has been added to London & Country Mortgages’ (L&C) panel of...

Bluestone makes wholesale rate reductions

Bluestone Mortgages has announced rate reductions across its whole product range. Cuts have been made...

The Mansfield cuts specialist mortgage rates

Mansfield Building Society has lowered the rates on its Credit Repair and Versatility mortgage...

Kensington Mortgages unveils five-year ‘Step Down’ deal

Kensington Mortgages has unveiled its new ‘Step Down’ five-year fixed rate mortgage, which is...

Atom bank cuts near prime and prime rates

Atom bank has announced rate reductions across its Near Prime and Prime product ranges. ...

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Q&A: Richard Harrison, Atom bank

BestAdvice fires the questions at Richard Harrison, head of mortgages, Atom bank. BestAdvice (BA): You...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

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Starting well is easy… staying well is the work

January often arrives with good intentions. Fresh starts. New habits. A quiet promise to ourselves that this year will be different. And for many people,...

From one-off deal to lifetime client: why protection reviews keep you connected

When I first started out in the mortgage industry, I used to think the relationship naturally tapered off once a customer completed on their...

2026 forecasts: why advice will matter even more this year

As we move into 2026, mortgage rules are changing and the aim is clear to make it easier for borrowers to speak to lenders,...

Limited company buy-to-let moves centre stage

The 2025 Budget will be remembered for many things, but the slip-up that ironically saw the Office for Budget Responsibility figures released minutes before...

2026 forecasts: More pessimism or will the housing market strengthen?

Throughout 2025 many in the housing industry, both lenders and builders cast serious doubt on the government’s ability to reach its target of building...

Latest news

Rental yields edge higher as regional gap narrows, Fleet data shows

Average rental yields increased on both a quarterly and annual basis in the final...

Keystone integrates valuation platform in bid to speed up complex cases

Specialist buy-to-let lender Keystone Property Finance has partnered with valuation panel manager Method in...

December slowdown masks steadier footing for mortgage market heading into 2026

Mortgage activity eased sharply in December as the year-end lull set in, but annual...

Atom bank commercial mortgage book passes £1bn milestone

Atom bank has passed £1bn of commercial mortgages held on its balance sheet, underlining...

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