adverse credit

Misconceptions surround CCJs and mortgage applications

26% of people believe they need to wait at least five years after receiving...

Hinckley & Rugby introduces specialist fixed rates

Hinckley & Rugby Building Society has unveiled its first fixed-rate mortgage products within its...

Buckinghamshire BS cuts prime and impaired credit rates

Buckinghamshire Building Society has repriced its product offering, with rate reductions of up to...

Gen H updates policy for utilities and communications defaults

Gen H has announced updates to how it treats missed utilities and communications payments...

Over 15m adults in UK with adverse credit

The latest Pepper Money Specialist Lending Study has stated that more than 15 million...

Pepper Money launches 2024 Specialist Lending Study

Pepper Money has launched its 2024 Specialist Lending Study at an invitation-only event in...

Atom bank cuts prime & near-prime rates

Atom bank has reduced rates across both its Near Prime and Prime product ranges. Rates...

Pepper Money to mark five years of its Specialist Lending Study

Pepper Money has announced the launch of its 2024 Specialist Lending Study, marking the...

Norton Home Loans ups max loan size and LTV

Norton Home Loans has increased its maximum loan to value (LTV) ratio and a...

Pepper Money improves criteria for those snubbed by high street

Pepper Money has made a series of criteria improvements to make its mortgages more...

Atom Bank lowers near prime and prime rates

Atom bank has made a series of cuts across rates on both its Near...

Pepper Money cuts rates for those who are ‘just off the high street’

Pepper Money has reduced rates across its range by up to 1.00% to provide...

Alexander Hall completes quick mortgage for adverse customer

Alexander Hall has completed a mortgage with Pepper Money for a client with a...

Buckinghamshire BS cuts rates and makes term changes

Buckinghamshire Building Society has reduced rates by up to 0.30 percentage points across its...
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COMMENT

Analysis

ANALYSIS: Swaps surge and the market braces for impact

It’s been an interesting week so far. Sadly, we’ve had to cancel our BDM meetings, because if we’re being honest, everyone in the market...

The growth is there. Now we must close the gap

The latest UK Finance Later Life Lending Update for Q4 2025 should give every specialist adviser renewed confidence in the scale and resilience of...

Spring Statement 2026: Standing still on debt as risks mount

Yesterday, the Chancellor delivered her Spring Statement. Given the backdrop of war in the Middle East, clearly the government and the public currently have...

Analysis: Market shock pushes fixed rates towards imminent rise

With the crisis in the Middle East showing no signs of abating any time soon things are moving quickly in the markets and, on...

Housing supply pressures underline the value of a balanced market

The latest figures from the Home Builders Federation make somewhat uncomfortable reading, particularly if you’re a Government which has placed a significant ‘bet’ on...

Latest news

AML

Digital ID guidance leaves mortgage firms seeking clarity

New government guidance endorsing digital identity verification services for regulated sectors has raised questions...
Additional Borrowing

Nationwide doubles 0% green borrowing to support home upgrades

Nationwide has expanded its interest-free lending for energy-efficient home improvements and doubling the number...
AML

Sanctions evasion networks pose growing AML challenge

Global organised crime networks are being used to help Iran evade sanctions and obscure...
News

Vida ups LTV for debt consolidation and relaxes adverse criteria

Vida has introduced a series of changes across its specialist residential range, aimed at...

PROFILES