adverse credit

Norton Home Loans partners extends access to specialist solutions

Norton Home Loans has partnered with broker London & Country (L&C) Mortgages to widen...

Atom bank breaks Near Prime record

Atom bank has reported another record-breaking month for Near Prime activity. Over the course of...

Loughborough BS extends 5.5x income to 95% LTV

Loughborough Building Society has increased the loan to value (LTV) on its 5.5x income...

Atom Bank cuts near prime mortgage rates

Atom Bank has announced rate reductions across its near prime residential mortgage range. The lender...

Pepper Money unveils 20bp mortgage rate reductions

Pepper Money has cut the price of every mortgage product in its range by...

Bluestone Mortgages ups LTV limits to 90%

Bluestone Mortgages has raised its loan-to-value (LTV) bandings, now offering mortgages of up to...

UTB ups maximum residential LTV to 95%

United Trust Bank Mortgages has increased the maximum loan to value (LTV) across its...

Atom bank cuts Near Prime & Prime rates

Atom bank has lowered reduced rates across both its Prime and Near Prime products. Rates...

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...
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COMMENT

Comment

In our industry, competition and collaboration aren’t opposites

If there's one theme running through the market at the moment, it's the power of retention, and just how much can be achieved when...

We must not accept our snail’s pace home buying system

Buying a house in this country can be ridiculously slow, as a handful of recent studies have highlighted. Research from the House Buyer Bureau...

Deferment and capitalisation rates: small percentages, large consequences

The Government is currently consulting on Leasehold enfranchisement valuation rates to determine what deferment and capitalisation rates should be prescribed under the Leasehold and...

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

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banks

Mortgage deals drive two in five bank account switches

Two in five mortgage holders who changed banks after moving home did so to...
Buy-to-let

Landlords face £40k penalties as property licensing expands

Landlords are being urged to check local licensing rules as councils expand schemes and...
Profile

Darrell Walker on LendInvest’s next chapter

After 35 years in banking and mortgages, the former football hopeful thought he might...
banks

Mortgage rates set to rise as leading banks reprice deals

Mortgage borrowers face higher costs as leading lenders respond to a rise in swap...

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