adverse credit

Pepper Money cuts rates by up to 20bps

Pepper Money has announced price reductions of 20 basis points (bps) across its complete...

Norton Home Loans unveils new Optimal deals and cuts rates

Norton Home Loans has introduced two new Optimal plans on its first and second...

Helping the increasing number of people with credit issues

People’s personal finances have taken a battering in recent years, thanks to Covid and...

Q&A: Richard Harrison, Atom bank

BestAdvice fires the questions at Richard Harrison, head of mortgages, Atom bank. BestAdvice (BA): You...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Credit scoring vs credit checking in a tougher market

Understanding the fundamental differences between a credit score and a credit check and how...

Atom bank improves criteria for near prime offering

Atom bank has made changes to its Near Prime criteria. Unsatisfied registered defaults are now...

Atom bank cuts rates and launches near prime deals

Atom bank is reducing the interest rates on its Near Prime range. Rates are reducing...

Buckinghamshire BS reprices range and adds new deals

Buckinghamshire Building Society has launched two new mortgage products and repriced its whole existing...

The Mortgage Lender joins Openwork’s lender panel

Openwork, one the UK’s largest financial services networks, has announced the addition of The...

Bluestone Mortgages makes sales team appointments

Bluestone Mortgages has announced the revision of its sales team with the addition of...

Credit ‘blips’ are not limited to low income clients

It’s easy to focus on the challenges faced by those on lower incomes at...

91% rise in adverse credit mortgage searches

Searches for customers with adverse credit rose by 90.7% year-on-year in 2023, according to...

LiveMore introduces new 100% debt consolidation feature

LiveMore, which lends to people aged 50 to 90+, has widened its existing criteria...

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AMI Protection Viewpoint 2025: Turning challenges into opportunities

Delivering better outcomes and protecting more customers is all in a day’s work for protection advisers. But in today’s fast-paced, constantly evolving environment, navigating...

Private credit poses challenges and opportunities for UK CROs

The global financial crash of 2008 revealed the dangers of financial contagion. What began as a collapse in the United States sub-prime mortgage market...

GIS must be at the heart of place-based policymaking

The UK is under increasing pressure to deliver more homes, strengthen national infrastructure, and meet ambitious environmental goals – from the New Towns Taskforce...

The PT is dead. Long live the broker!

Did you know that every time a borrower approaches their bank directly, a mortgage broker dies? I’m teasing, of course. They don’t really die....

Landlords defy the doom – the buy-to-let bounce-back

While the Bank of England recently voted to hold the interest rate at 4%, which will have been disappointing news to landlords who had...

Latest news

TRM launches tool to help advisers assess clients’ financial shortfalls

The Right Mortgage & Protection Network has introduced a Shortfall Needs Analysis Calculator designed...

HTB completes £1.1m Midlands refinancing in four hours

Hampshire Trust Bank (HTB) has completed a £1.1m residential investment refinancing in the Midlands...

Brookfield Surveyors joins BDLA as associate member

Brookfield Surveyors has become an associate member of the Bridging and Development Lenders Association...

Shawbrook backs 42-home London scheme with £13m development facility

Shawbrook has partnered with P10 Financial Group to provide a £13m development facility that...

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