adverse credit

Foundation Home Loans increases maximum loan sizes

Foundation Home Loans has announced maximum loan size increases across the majority of its...

Vida introduces ‘3 & Easy’ range of 97% LTV mortgages

Vida Homeloans has launched a new range of residential mortgage products at 97% loan...

Seize the opportunity to help those rejected by the high street

Whatever lies ahead of us in 2025, it will certainly be a year full...

Specialist mortgages to become the norm

As we look ahead to 2025, the specialist mortgage market is set to play...

Helping reduce the stress for borrowers with credit problems

Concerns regarding mortgage affordability have been a key topic in the industry over the...

Specialist mortgages take longer, but customers don’t seem to mind

91% of brokers are spending a lot more time completing specialist mortgage cases than...

West One revamps criteria to open up to more residential borrowers

West One Loans is to add two new credit tiers to its residential range...

Mansfield BS launches long-term credit repair fix

Mansfield Building Society has announced the launch of a new long-term fixed rate product...

Atom bank hit near prime high in Q3

Atom bank has recorded a record quarter for near prime lending. The three months to...

Mansfield BS cuts Versatility rates

Mansfield Building Society has added new Versatility products to its offering. It is launching two...

Brightstar Group launches the Specialist Lending Expo

The Brightstar Group has announced a new event - the Specialist Lending Expo -...

Adverse borrowers less likely to use a broker than 12 months ago

50% of potential homebuyers with adverse credit say they would speak to a mortgage...

Bluestone Mortgages cuts standard and purchase fee-free rates

Bluestone Mortgages has announced rate reductions across its standard and purchase fee-free product ranges. The...

Misconceptions surround CCJs and mortgage applications

26% of people believe they need to wait at least five years after receiving...

COMMENT

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Why post-contract variation is becoming the mortgage market’s next battleground

For much of the past decade, mortgage technology investment has focused on origination and with good reason. Faster decisions in principle, automated affordability assessments,...

Latest news

Beverley enhances SIPP income assessment

Beverley Building Society has introduced a tiered approach to assessing income from self-invested personal...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM)...

Conveyancing costs hold at 0.53% of house prices

Conveyancing costs remained unchanged as a proportion of UK house prices during the year...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers...

PROFILES