adverse credit

Q&A: Richard Harrison, Atom bank

Mortgage Soup fires the questions at Richard Harrison, head of mortgages at Atom bank. Mortgage...

Precise widens access to high LTV lending with new build focus

Precise has announced a series of changes to its residential range as the specialist...

The Loughborough overhauls adverse lending range

Loughborough Building Society has reshaped its adverse lending proposition in an effort to give...

Shawbrook increases loan-to-income ratio to 5.5x across TML and Bluestone

Shawbrook has increased its maximum loan-to-income ratio from 4.5x to 5.5x income, extending the...

Brokers need more lender choice to meet real-life borrower needs

With more borrowers falling outside traditional lending criteria, brokers need a wider range of...

Vida eases criteria to widen access to homeownership

Vida Homeloans has introduced two changes to its lending criteria aimed at increasing flexibility...

Atom bank widens near-prime range with new fee tier

Atom bank has expanded its near-prime mortgage offering with the introduction of a new...

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out...

LendInvest cuts residential mortgage rates by up to 15bps

LendInvest Mortgages has reduced rates by up to 15 basis points across its Premier...

Atom bank urges more near-prime flexibility and education

Atom bank has called for lenders to adopt greater flexibility and understanding towards borrowers...

The Buckinghamshire cuts rates across specialist credit ranges

Buckinghamshire Building Society has reduced rates by 0.20% across three of its specialist credit...

Millennials most anxious about credit scores

New research from HSBC UK has revealed widespread confusion and inaction over credit scores,...

Pepper Money bolsters regional team with NW appointment

Specialist mortgage lender Pepper Money has appointed Michelle Walsh as regional development manager for...

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What the agents say: 2026 housing market predictions

Next year should be a year of steady progress for the housing market. After a challenging 2025 where we saw little to no house...

Graham McClelland on Britain’s broken mortgage market

When Graham McClelland, the youthful and quietly intense chief executive of Gen H, arrived at the City of London office of the fast-growing mortgage...

Younger consumers are ready for protection. So why aren’t we reaching them?

For years, the protection market has assumed that younger adults are less engaged with financial risk planning. Yet the latest findings from Bruised Britain...

The buy-to-let market continues to defy expectations

Perception and reality are often mistaken for one another. That is especially true in the buy-to-let market, where sentiment frequently diverges from what is...

Advisers are missing a clear chance to help clients with survey advice

For years, advisers have often seen surveys as something outside their core work. Some did not know enough about them. Some were unsure how...

Latest news

BDLA backs FCA review of regulated bridging loan term limits

The Bridging and Development Lenders Association (BDLA) has welcomed a move by the Financial...

The Vernon boosts affordability support with JBSP launch

Vernon Building Society has launched a new Joint Borrower Sole Proprietor mortgage range aimed...

Connect adds BuildLoan to panel to boost self-build and renovation support

Connect for Intermediaries has added specialist distributor BuildLoan to its lender panel, expanding adviser...

The Family’s members back brownfield development to ease housing pressures

Members of the Family Building Society are calling on the government to make greater...

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