Mainstream news

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...

Virgin Money unveils new tracker and fixed-rate deals

Virgin Money is launching a wide range of new mortgage products on Tuesday 28...

Santander cuts rates and launches new large loan products

Santander has reduced residential and buy-to-let fixed rates across its new business and product...

Barclays reduces rates with new products and cuts across higher LTV range

Barclays is set to reduce rates across a number of its residential mortgage products...

The Newcastle cuts PT rates and launches new three-year deals

Newcastle Building Society has cut rates across its five-year product transfer range and introduced...

Parents fear children will never be able to retire

More than 15 million UK parents believe their children may never be able to...

The Mortgage Works expands limited company buy-to-let range

The Mortgage Works has today introduced a series of new products designed to strengthen...

The Coventry joins Mortgage Brain’s new Submissions Brain platform

Coventry Building Society has become the latest lender to be added to Mortgage Brain’s...

Virgin Money trims fixed rates and launches new purchase deals

Virgin Money will cut a range of fixed mortgage rates and introduce new products...

Misconceptions still stopping would-be buyers from applying for mortgages

A majority of would-be homebuyers are holding back from applying for a mortgage because...

IMLA warns FCA: keep mortgage advice at the heart of reform

The Intermediary Mortgage Lenders Association has welcomed a move towards greater regulatory flexibility in...

Rugby World Cup legend to host MIMHC Charity Ball 2025

Rugby World Cup winner and sporting icon Will Greenwood MBE has been confirmed as...
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COMMENT

Business

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Remortgages

Barclays fast-track remortgage launches after MAB pilot

Barclays is rolling out its new fast-track remortgage proposition across the market following an...
Buy-to-let

The Mortgage Works raises landlord borrowing limit to £10m

The Mortgage Works (TMW) has increased the maximum amount landlords can borrow across Nationwide...
Technology

Sesame Bankhall steps up OneView development through JammJar partnership

Sesame Bankhall Group has formed a technology partnership with JammJar to accelerate the development...
events

NPTN by LMS assembles industry panel to examine property market reform

NPTN by LMS will bring together senior property industry figures for a live webinar...

PROFILES