Mainstream news

Borrowers moved early as rate cut expectations built, Twenty7tec data shows

Mortgage search activity reached its highest level of the month on 9 December, nine...

Barclays cuts mortgage rates across remortgage and existing customer ranges

Barclays has reduced a wide selection of mortgage rates, with several products now dropping...

Virgin Money cuts fixed rates and withdraws Retrofit Boost and Own New deals

Virgin Money is reducing selected fixed rates across purchase, remortgage and product transfer ranges...

Santander reduces rates ahead of 2026

Santander has made a further round of rate cuts, effective from 9 December, as...

Nationwide cuts mortgage rates again as sub-4% pricing spreads

Nationwide has made further cuts across its fixed rate mortgage range, lowering prices by...

HSBC to further cut residential and buy-to-let mortgage rates

HSBC is set to lower rates across its residential and buy-to-let ranges, including products...

Barclays cuts five-year fixes again as lender pushes for market-leading position

Barclays is making further reductions across its residential mortgage range, with five-year fixed rates...

Santander makes third round of November rate cuts as pricing drifts lower

Santander will cut a wide swathe of its residential and buy-to-let pricing next week,...

HSBC to cut residential and buy-to-let mortgage rates

HSBC UK is reducing rates across a wide range of residential and buy-to-let mortgage...

Nationwide expands interest-only lending to first-time buyers

Nationwide Building Society has introduced a major expansion of its interest-only mortgage range, including...

Santander trims home mover mortgage rates

Santander is cutting rates across its residential fixed mortgage range for home movers and...

HSBC raises income multiple for Premier borrowers to 6.5 times salary

HSBC UK has increased the maximum loan-to-income (LTI) ratio available to its Premier customers...

Barclays’ reductions to see rates below 4%

Barclays will reduce rates across its residential mortgage range from tomorrow, 31 October, with...

HSBC cuts mortgage rates and expands energy-efficient home range

HSBC UK is reducing rates and broadening its product suite for both residential and...
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COMMENT

Commonhold and Leasehold Reform

With great power comes great responsibility

There has been a huge amount in the press about the “feudal” system of leasehold and how the government’s revitalised commonhold will fix all...

Don’t rein me in

For many years, major financial institutions and large retailers have understood the benefits of presenting their customers with complementary products alongside their core offering. Banks...

More questions now surround the home moving digital journey

The Ministry of Housing, Communities and Local Government (MHCLG) has published its highly anticipated Home Buying and Selling Reform Roadmap, representing the most aggressive...

Stability has value: why the latest Bank Base Rate hold matters

The Bank of England's decision to maintain Bank Base Rate (BBR) at 3.75% may not have generated the excitement that often accompanies a rate...

If you motivate an idiot you just get stupid things done quicker

There's a lot of excitement about artificial intelligence in the mortgage industry right now. Nearly nine in 10 mortgage brokers want technology to play...

Latest news

Buy-to-let

The Mortgage Works cuts switcher rates for existing landlords

The Mortgage Works has reduced rates across selected buy-to-let and limited company buy-to-let switcher...
News

Mortgage industry scheme for Armed Forces leavers gains momentum

A new initiative designed to encourage Armed Forces personnel into careers across the mortgage...
News

Hot weather prompts homeowners to rethink cooling costs and property choices

Rising temperatures are prompting more UK homeowners to invest in cooling measures, while growing...
Appointments

The West Brom promotes Gareth Madeley to chief customer officer

West Brom Building Society has appointed Gareth Madeley as its new chief customer officer,...

PROFILES