Mainstream news

Later life borrowing gathers pace as standard mortgages eclipse equity release

Lending to borrowers aged over 55 rose sharply at the end of 2025, with...

Mortgage approvals set to edge higher as market recovery gathers pace

Momentum in the mortgage market is expected to continue into the first half of...

Melton extends 100% LTV deal nationwide after early demand

Melton Building Society has confirmed that its no deposit mortgage, powered by Gable Sure,...

Inflation falls to 3% as lenders eye March rate cut

Inflation eased to 3% in the latest data release, strengthening expectations of a base...

FCA signals lighter touch as Rathi warns of ‘modest distress’ from mortgage easing

The chief executive of the Financial Conduct Authority (FCA) has confirmed a decisive shift...

Virgin Money’s residential and buy-to-let ranges see rate cuts and rises

Virgin Money is implementing a series of rate reductions and increases across residential and...

Santander lowers higher LTV rates for FTBs with 95% 5-year fix at 4.72%

Santander will cut rates by up to 0.32% across its 85%-95% LTV first-time buyer...

Nationwide reduces fixed rates by up to 0.16%

Nationwide is reducing selected two-year, three-year and five-year fixed mortgage rates by as much...

Clydesdale Bank hikes selected residential fixed rates

Clydesdale Bank is increasing a range of residential fixed rate products across purchase, remortgage...

Santander UK names new head of mortgage trading

Santander UK has appointed Ben Merritt as head of mortgage trading. Merritt (pictured) will report...

The Coventry cuts selected intermediary residential fixed rates

Coventry for intermediaries has reduced a number of residential fixed-rate products for new and...

Santander unveils 98% LTV five-year fix for first-time buyers

Santander UK has launched a new five-year fixed mortgage at 98% loan-to-value aimed at...

Skipton partners with Eligible to bring earlier engagement to mortgage renewals

Skipton Building Society has partnered with Eligible as part of a move to engage...

Clydesdale Bank trims selected residential and buy-to-let fixed rates

Clydesdale Bank has confirmed a series of rate reductions across parts of its residential...

COMMENT

Your clients can’t tell which firm they’re dealing with

Two clients walk into your firm in the same week. One of them is a referral from a mate of yours. Complicated case, self-employed, bit...

It’s time to look at retention

As the summer winds down and the back-to-school routine kicks back in, I urge the industry to turn its attention to something just as...

Landlords are buying – and advisers should take note

There has been no shortage of commentary over recent years suggesting landlords are heading for the exit, buy-to-let apparently no longer works and the...

Why energy efficiency is hiding mortgage portfolio risk

For years, ESG strategies across the UK mortgage sector have operated under a relatively straightforward principle: better Energy Performance Certificate (EPC) ratings equal lower...

Affordability shocks and expiring deals: why the 2026 mortgage peak demands a holistic protection review

I speak to mortgage advisers and brokers every day, and one topic keeps coming up - the sheer number of mortgage deals coming to...

Latest news

Barclays fast-track remortgage launches after MAB pilot

Barclays is rolling out its new fast-track remortgage proposition across the market following an...

The Mortgage Works raises landlord borrowing limit to £10m

The Mortgage Works (TMW) has increased the maximum amount landlords can borrow across Nationwide...

Sesame Bankhall steps up OneView development through JammJar partnership

Sesame Bankhall Group has formed a technology partnership with JammJar to accelerate the development...

NPTN by LMS assembles industry panel to examine property market reform

NPTN by LMS will bring together senior property industry figures for a live webinar...

PROFILES