Loans

Ferratum gains FCA authorisation

Short-term and payday loan provider Ferratum UK has been granted authorisation by the Financial Conduct Authority...

Packager to hold south coast buy-to-let event

Complete FS has announced the first of a series of seminars designed to help...

Key risk hire for Different Money

Different Money has appointed Lee Gray as head of risk. The Cheshire-based lender styles itself as as...

Y3S completes its record sized secured loan

Y3S Loans has completed a £900,000 second charge loan in 13 days.  It was...

2016: Challenges, changes and opportunities for brokers

To quote a heavily used cliché from Alexander Graham Bell: “When one door closes,...

Regulator wants CCA stakeholder views

The Financial Conduct Authority (FCA) has launched a Call for Input on the review...

Freedom Finance offering three MCD broker options

Freedom Finance’s intermediary division has provided details its available options for intermediaries who will...

Sole-traders being alienated by banks

Over one million sole traders have been shunned by mainstream lenders, with nearly a third of...

V Loans adopts MCD changes

V Loans has decided to implement Mortgage Credit Directive (MCD) changes ahead of the deadline. The second...

Clever Lending prioritising pipeline in run up to MCD

Master broker Clever Lending has implemented its new processes for Mortgage Credit Directive (MCD)...

Seven-year low for second charge repossessions

The number of second-charge mortgage repossessions totalled 228 in 2015, the lowest level for at...

Twenty7Tec systems now fully MCD compliant

Twenty7Tec Group has stated that it has completed the required developments to enable its...

FLA to help members dealing with vulnerable customers

The Finance & Leasing Association (FLA) has started a programme of work to help its...

Nemo Personal Finance ends new lending

The Principality Building Society has decided to end new lending at Nemo Personal Finance. It will however...

COMMENT

Buy-to-let at 30: the mortgage that changed Britain’s housing market

John Heron helped create buy-to-let when landlords had almost nowhere to turn for finance. Thirty years later, he and Paragon Bank's Louisa Sedgwick reflect...

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Latest news

Network recruitment called. The 1970s want their strategy back

I spend a lot of my time looking at growth. What does it cost?...

MIMHC makes final call as charity lunch nears capacity

The Mortgage Industry Mental Health Charter (MIMHC) has made a final call for industry...

Virgin Money to move eligible product transfers to Nationwide from October

Virgin Money is changing its residential product transfer process, with some customers whose deals...

Skipton cuts fixed rates and widens home mover range

Skipton Building Society is reducing rates across its fixed mortgage range by an average...

PROFILES