Loans

Redecorating and garden improvements top list of homeowner wants

Following three months of coronavirus lockdown, 69% of homeowners want to make changes to...

Brightstar launches Track & Trace system

The Brightstar Group has introduced its own Track & Trace system which, alongside the...

Promise Money cuts second charge packaging fees

Promise Money has reduced its second charge packaging rates in move designed to help...

UTB and Freedom Finance completes ‘industry first’ second charge

United Trust Bank (UTB) and Freedom Finance have completed their first ‘application to offer’...

Shawbrook’s latest results show Covid impact

Shawbrook Bank's pre-tax profit for the fist six- months of 2020 totalled £5.9 million,...

Second charge recovery remains slow

The Finance & Leasing Association (FLA) has reported that second charge mortgage new business...

FCA concerned over credit firms allowing repeat borrowing

The FCA has published the findings of a review into relending by firms that...

The Right Loan teams up with Air Group

Answers in Retirement Group (Air Group) has partnered with The Right Loan. Users of...

UTB Mortgages launches WebChat

United Trust Bank (UTB) made another set of mortgage product, criteria and technology enhancements...

New identity for Promise Solutions

Promise Solutions has rebranded the business as Promise Money. The packager and master broker is...

West One unveils new buy-to-let and second charge offering

West One has reintroduced buy-to-let and second charges products with new rates and criteria. West...

New brand for second charge provider

1st Stop Group is relaunching its specialist consumer lending business as Oplo. The business has...

Covid-19: specialist brokers remain optimistic

Shawbrook’s most recent Broker Barometer has revealed that as the UK emerges from the...

Bureaucratic backlogs boost e-verification adoption

Anti-money-laundering (AML) firm SmartSearch has claimed that backlogs in issuing official ID documents such as...

COMMENT

First-time, accidental or professional? How the landlord profile is shifting in 2026

One of the most common misconceptions that people have about the buy-to-let market is that landlords are a single, uniform group. The reality is...

Complexity is rising and broker enablement has never mattered more

 For many years, success in the mortgage market was built off efficiency. If a broker understood the mainstream lending landscape, packaged cases well and kept...

Industry pushes to build next generation of home valuers

According to RICS, the average qualified surveyor is in their mid-fifties. Couple this with new entrant numbers failing to keep pace with retirements, and...

Supply side continues to drive the change agenda

Regulatory change is no longer something firms respond to periodically. It is now a permanent feature of the landscape. Whether it is capital treatment...

Searching for sunny uplands

There is a growing sense, shared quietly in boardrooms and rather less quietly over kitchen tables, that the UK has lost a degree of...

Latest news

Energy-efficient homes ‘may carry higher climate risks’

Some of the UK’s more energy-efficient homes could face greater long-term exposure to flooding...

New towns plan may help supply but risks falling short, says former RICS chair

The government’s announcement of seven proposed new towns has been broadly welcomed as a...

Buy-to-let mortgage rates rise as landlords face fresh cost pressures

Buy-to-let mortgage rates have risen sharply this month, while landlords are also facing further...

Virgin Money to take mortgage application systems offline for five days

Virgin money has announced that its Virgin Money and Clydesdale online application platforms will...

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