Loans

FOS reports rise in complaints about second charge mortgages

The Financial Ombudsman Service (FOS) has published its annual complaints data for the 2021/22...

Lender outlines ADP benefits in new video

A new video outlining how the lender Loans 2 Go has harnessed the benefits...

TMA Club partners with United Trust Bank for Intermediaries

TMA Club has embarked upon a new partnership with United Trust Bank for Intermediaries...

Second change market shows continued growth

The Finance & Leasing Association's data on the second charge mortgage market has revealed...

FCA fines guarantor lender and imposes redress conditions

TFS Loans Ltd has been fined £811,900 by the Financial Conduct Authority (FCA) in...

OMS integrates with Pepper Money for second charges

One Mortgage System (OMS) has completed a full API integration with Pepper Money for...

Rise in prime second charge borrowing

Evolution Money's latest second charge tracker shows an increase in both volume and value...

Spring Finance introduces ‘mid-prime’ second charge range

Spring Finance has relaunched its second charge mortgage offering and introduced a new interest...

New senior BDM for Central and Mercantile Trust

Central Trust and Mercantile Trust have appointed a new senior business development manager within...

Pivotal Growth acquires specialist mortgage broker

Pivotal Growth has agreed to acquire The Loan Partnership, subject to FCA approval. The Loan...

Evolution Money announces new IT director

Evolution Money has announced the appointment of Steve Daly as its new IT director. ...

Together reveals pricing of inaugural second charge RMBS

Together Financial Services has announced the pricing of its inaugural second charge only owner-occupied...

Evolution Money unveils new digital journey

Evolution Money has launched its new digital journey for customers and adviser introducers with...

Shawbrook second charge used for limited company tax bill

Shawbrook’s second charge mortgage process has helped a client to repay a tax bill. Previously...

COMMENT

Rates are moving and regulation is evolving

Many lenders are having to increase their rates, and that trend looks set to continue over the coming week. For clients whose current deal...

Building tomorrow’s mortgage market: AI built on trust, governance and confidence

The government's Financial Services AI Adoption Plan, led by Harriet Rees, group chief information officer at Starling Bank, and Dr Rohit Dhawan, group director...

The protection prompt: what AI still needs to get right

The Mills Review has prompted plenty of discussion across the mortgage industry. While much of the focus has been on the finding that a...

Why second charges are helping Right to Buy borrowers do more with their home

For many people, Right to Buy is still one of the most accessible ways to become a homeowner and over the last five years,...

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Latest news

Broker Conveyancing launches £175 remortgage package

Broker Conveyancing has introduced a fixed-price remortgage conveyancing package through its new online hub. The...

Buckinghamshire BS cuts residential and specialist rates

Buckinghamshire Building Society has reduced mortgage rates across its residential and specialist lending ranges,...

Final call for views on FCA mortgage reforms

The mortgage industry has until tomorrow to respond to Financial Conduct Authority proposals intended...

One in five borrow to fund private healthcare

Almost one in five people who recently accessed private healthcare used a credit card...

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