Loans

FCA warns businesses over misleading credit ads

The Financial Conduct Authority (FCA) is warning lenders and brokers to stop using misleading...

Leeds BS cuts buy-to-let stress rate

Leeds Building Society has reduced its stress rate on buy-to-let fixed rate deals for...

Suros Capital partners with IHT specialist

Luxury asset lender, Suros Capital, has added specialist inheritance tax and probate advisers, Provira,...

Second charge lender unveils new CEO

Spring Finance has revealed that Gavin Diamond will be joining as its new chief...

Tandem to provide second charge green discount

Digital bank Tandem has launched a new green product feature to its second charge...

Pepper Money reaches second charge milestone

Pepper Money has exceeded £1bn worth of loans on its second charge mortgage book. Breaking...

United Trust Bank passes £1 billion lending milestone

United Trust Bank (UTB) has passed the £1 billion mark in specialist mortgage lending. This...

Knowledge Bank & UTB create “industry-first” digital criteria guide

Knowledge Bank has teamed up with United Trust Bank (UTB) to create a bespoke...

Large numbers of non-vanilla customers being turned down for finance

44% of those traditionally underserved by high street lenders, including self-employed, those who have...

Broker searches being affected by cost of living crisis

Knowledge Bank has revealed that the cost of living crisis is impacting borrowers as...

Bluestone Mortgages updates complex credit criteria

Bluestone Mortgages has introduced criteria changes to support complex credit customers. The lender will now...

West One offers ‘first’ green second charge mortgage

West One Loans says it is the first lender to introduce a green second...

Shawbrook simplifies second charge mortgage proposition

Shawbrook has cut rates across its second charge mortgage offering. This change applies to products...

Profits up at Castle Trust Bank

Castle Trust Bank has reported pre-tax profits of £3.6m, up from £0.8m, for the financial...

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COMMENT

Good advice key for remortgaging landlords

The buy-to-let sector has remained resilient in the face of mounting tax bills, legislative burdens and the elevated interest rates of recent years, and...

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

Latest news

Landbay takes 25bps off non-portfolio rates

Landbay has announced a 25 basis point reduction in rates across its non-portfolio buy-to-let...

Sort Group earns Investors in People Gold for leadership and culture

Sort Group, the Derby-based property, legal and financial services specialist, has secured the coveted...

Zephyr cuts rates on all two-year buy-to-let mortgages

Zephyr Homeloans has reduced pricing across its entire range of two-year fixed buy-to-let mortgage...

Santander bolsters mortgage range with over 50 new products

Santander UK is significantly expanding its mortgage portfolio with the launch of more than...
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