Retirement borrowing

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Hodge rebrands 50+ mortgages and scraps minimum age

Hodge is rebranding its 50+ mortgage products to Resi Retire. It is also removing the...

Loughborough BS increases income assessment for retirement lending

Loughborough Building Society has improved its lending in retirement proposition by moving to assess...

Major rise in 10-15yr mortgage searches from over-50s

Legal & General has revealed that broker search data from its Ignite platform shows...

Hodge improves 50+ and RIO criteria

Hodge has made changes to the criteria on its 50+ and Retirement Interest Only...

Hodge cuts 50+ and RIO rates

Hodge has reduced rates across a selection of its 50+ and Retirement Interest Only...

SimplyBiz Mortgages partners with Marsden BS

Marden Building Society has launched an exclusive range of mortgages, available only to SimplyBiz...

Loughborough BS launches affordability calculators for brokers

Loughborough Building Society has introduced a series of intermediary-focused affordability calculators. The Society has teamed...

Cost of renting in retirement is £390k

Those people who think they will rent throughout their retirement could need an additional...

LiveMore ups max loan and allows more adverse

LiveMore has increased the maximum loan value across its core range of products from...

Legal & General Home Finance improves PTLM accessibility

Legal & General Home Finance has revised its Payment Term Lifetime Mortgage (PTLM) proposition...

Lending around retirement is changing

More than two-thirds of brokers say lending up to and into retirement in the...

Growing acceptance of borrowing into older age

61% of homeowners in the UK - equivalent to 18.7 million people – are...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Just Mortgages and April launch 100% LTV mortgage with family support

Just Mortgages has expanded its first-time buyer range with a semi-exclusive joint borrower sole...

Aldermore sets out five-tier mortgage range for borrowers outside high street criteria

Aldermore is to introduce a five-tier residential lending range aimed at borrowers whose circumstances...

Buyers value energy efficiency but resist paying a premium

Energy efficiency matters to 85% of homebuyers, but only 2% would pay significantly more...

Landmark launches upfront property search pack to cut transaction delays

Landmark Information Group has launched a search bundle that provides property information when a...

PROFILES