Retirement borrowing

Standard Life unveils rebranded think tank to tackle UK’s retirement savings ‘crisis’

Standard Life has relaunched Phoenix Group’s research think tank under its own name. The Phoenix...

The Mansfield improves retirement lending criteria

Mansfield Building Society has extended its support for older borrowers with a series of...

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Cost of a ‘moderate’ retirement rises, says PLSA

The cost of a moderate retirement in the UK has risen again, according to...

Air to drive later life evolving needs into fifth gear at Silverstone event

Later life lending platform Air is turning the spotlight on the evolving needs of...

Older borrowers turned away by high street lenders despite secure incomes

Retirees seeking modest mortgages are being turned away by the UK’s biggest banks, according...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Trust and transparency top list for older homeowners seeking advice

Older homeowners place a premium on trust, transparency and tailored advice when dealing with...

LiveMore unveils hybrid Part & Part mortgage

LiveMore has expanded its range of later life lending products with the launch of...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Loughborough BS adds ‘savings boost’ to later life lending offering

Loughborough Building Society has made a criteria change to its lending in retirement proposition...

COMMENT

Harpenden’s expat move could be bigger than the numbers suggest

Harpenden Building Society’s move into expat mortgages this summer has been good news for brokers and borrowers. But I think its importance goes beyond...

We need to wait to get a clearer picture

It's been a week where the political and economic backdrop has moved almost as fast as rates themselves, and it's worth taking stock of...

Leasehold valuation reform: the consultation is asking only half the question

The Government's consultation on leasehold enfranchisement valuation rates is important because it will help determine what leaseholders pay to extend leases or buy freeholds,...

What commonhold will mean for mortgage lenders and brokers

Commonhold is often presented as the straightforward alternative to leasehold. It removes the freeholder, gives flat owners greater control and avoids some familiar problems...

Why you need to know what sits behind the average review score

There’s a funny thing about review scores. The better they are, the less likely we are to question them. If a company is sitting at...

Latest news

Millions of households exposed to financial shocks despite apparent stability

Millions of UK households that appear financially secure could struggle to absorb an unexpected...

The Mortgage Hut adopts Instamo tool to speed up mortgage applications

The Mortgage Hut has introduced Instamo's FastSubmit technology to reduce the amount of manual...

FCA sets out timetable for major expansion of anti-money laundering supervision

The FCA expects to begin taking over anti-money laundering supervision of legal, accountancy and...

MAB revenue rises as refinancing drives mortgage completions

Mortgage Advice Bureau reported an 8.6% increase in first-half revenue to £161.0m as higher...

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