Retirement borrowing

Standard Life unveils rebranded think tank to tackle UK’s retirement savings ‘crisis’

Standard Life has relaunched Phoenix Group’s research think tank under its own name. The Phoenix...

The Mansfield improves retirement lending criteria

Mansfield Building Society has extended its support for older borrowers with a series of...

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Cost of a ‘moderate’ retirement rises, says PLSA

The cost of a moderate retirement in the UK has risen again, according to...

Air to drive later life evolving needs into fifth gear at Silverstone event

Later life lending platform Air is turning the spotlight on the evolving needs of...

Older borrowers turned away by high street lenders despite secure incomes

Retirees seeking modest mortgages are being turned away by the UK’s biggest banks, according...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Trust and transparency top list for older homeowners seeking advice

Older homeowners place a premium on trust, transparency and tailored advice when dealing with...

LiveMore unveils hybrid Part & Part mortgage

LiveMore has expanded its range of later life lending products with the launch of...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Loughborough BS adds ‘savings boost’ to later life lending offering

Loughborough Building Society has made a criteria change to its lending in retirement proposition...

COMMENT

The case for tech fluency before AI adoption in the mutual sector

It often feels like there is only one conversation taking place in financial services at the moment: artificial intelligence. Whether it’s trade shows and...

Commonhold and RTM: do not mistake control for simplicity

Commonhold is presented as a fairer form of flat ownership. Right to Manage (RTM) is sometimes portrayed as a quick way for residents to...

No holidays: advice firms need a plan for a busy August

Every summer, the same quiet risk runs through the intermediary market. Advisers, case managers and administrators go on holiday. Specialist lending cases, which have...

Every rate shock is becoming a test of the modern mortgage business

Halifax, Barclays and HSBC increased selected mortgage rates by up to 0.20% this week, effective 21 July. Halifax removed its sub-4% deals entirely. Barclays'...

Your next client is probably more complicated than your last one

There's a shift happening in the mortgage market that most small firms aren't ready for. It's not about rates. It's not about the political...

Latest news

Brilliant racks up a memorable afternoon for charity

Brilliant Solutions was on cue at Rileys as 70 players and several late arrivals...

Rayner rules out rent controls

Housing Secretary Angela Rayner has ruled out rent controls in England, providing greater certainty...

Mortgage Brain adds Uinsure home insurance quotes to CRM platform

Mortgage Brain has integrated Uinsure with CRM Brain, allowing brokers to arrange buildings and...

Nationwide and Accord the latest to increase rates

Mortgage borrowers have been urged to review their options after Nationwide and Accord increased...

PROFILES