Retirement borrowing

Young adults expect six-figure incomes for a ‘good’ retirement, says Royal London

A growing number of young adults believe they will need more than £100,000 a...

The Vernon expands later-life mortgage range amid rising demand

Vernon Building Society has broadened its later-life mortgage range, introducing new options for borrowers...

Advisers must ensure later life lending is part of their toolkit

Older borrowers are increasingly tapping into mortgage finance. The latest UK Finance data shows...

Air warns base rate pause heightens mortgage shock risk for older borrowers

Later life lending platform Air has warned that the Bank of England’s decision to...

More2life urges FCA to act on later life mortgage barriers

More2life has welcomed the Financial Conduct Authority’s recognition of later life lending as a...

The rise of the silver pound

UK house prices may have cooled from their peak, but affordability pressures remain acute. Even...

L&G names Cecilia Furner as distribution director for retail retirement

Legal & General has appointed Cecilia Furner to the newly created role of distribution...

Key warns later life borrowers risk being underserved

Later life borrowers are in danger of being “significantly underserved” unless regulation evolves to...

LiveMore unveils £1,000 cashback mortgage for over-50s

LiveMore, the specialist lender for borrowers aged 50 to 90 plus, has launched a...

Pure Retirement provides new resources to broaden later life lending understanding

Pure Retirement has expanded its suite of resources aimed at helping both advisers and...

Later life lending climbs as over-55s borrow deeper into retirement

Lending to older borrowers edged upwards in the second quarter of the year, with...

Mortgage advisers urged to broaden later life lending advice

Mortgage advisers must be prepared to consider the full range of later life lending...

AS Financial rebrands to showcase growth beyond mortgages

AS Financial, the London-based financial advisory firm, has unveiled a bold new brand identity...

Tuning into later life lending conversations

There are certain conversations in our profession that can genuinely change the course of...

COMMENT

The money sitting in your back pocket that you keep forgetting to pick up

Let me give you a number. Almost half of UK mortgage holders would struggle to meet their payments within six months of losing their...

Smart Data can solve the UK’s homebuying bottleneck

For many of us, buying a home remains one of the most stressful and frustrating experiences we will ever undertake. Despite advances in digital banking,...

The 1.8 million problem nobody’s talking about

There's a number that should be keeping every mortgage firm owner awake right now. 1.8 million. That's how many fixed rate mortgages are expiring...

Lenders urged to do more as purchase market slows

High street lenders - including TSB, Lloyds, Santander, and NatWest - have all been reducing rates and making changes to their product ranges over...

The cost of knowing less

There is a particular kind of risk in financial services that rarely announces itself with drama. It does not arrive as a crisis event,...

Latest news

Halifax retains top spot in broker satisfaction survey

Halifax has once again been named the best overall lender for broker experience in...

Nationwide cuts switcher mortgage rates for existing borrowers

Nationwide is reducing rates across its switcher mortgage range for existing customers by up...

Hinckley & Rugby adds visa mortgage products to offering

Hinckley & Rugby for intermediaries has launched four two-year discount visa mortgage products across...

NatWest strengthens broker support with intermediary team expansion

NatWest has expanded its intermediary leadership team with the creation of two new corporate...

PROFILES