Retirement borrowing

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Loughborough BS adds ‘savings boost’ to later life lending offering

Loughborough Building Society has made a criteria change to its lending in retirement proposition...

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

Hodge rebrands 50+ mortgages and scraps minimum age

Hodge is rebranding its 50+ mortgage products to Resi Retire. It is also removing the...

Loughborough BS increases income assessment for retirement lending

Loughborough Building Society has improved its lending in retirement proposition by moving to assess...

Major rise in 10-15yr mortgage searches from over-50s

Legal & General has revealed that broker search data from its Ignite platform shows...

Hodge improves 50+ and RIO criteria

Hodge has made changes to the criteria on its 50+ and Retirement Interest Only...

Hodge cuts 50+ and RIO rates

Hodge has reduced rates across a selection of its 50+ and Retirement Interest Only...

SimplyBiz Mortgages partners with Marsden BS

Marden Building Society has launched an exclusive range of mortgages, available only to SimplyBiz...

Loughborough BS launches affordability calculators for brokers

Loughborough Building Society has introduced a series of intermediary-focused affordability calculators. The Society has teamed...

Cost of renting in retirement is £390k

Those people who think they will rent throughout their retirement could need an additional...
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Latest POLL

COMMENT

Comment

A walk on the supply side

The UK government’s stated goal to build 1.5 million homes during the current parliamentary term underlines a strong political focus on addressing the housing...

Don’t build in fear – quality must come before quotas

“This is my message to housebuilders: get on with it. If you promise homes, you have to build them.” - Prime Minister Keir Starmer, 25...

AI won’t replace mortgage brokers – but those who don’t adapt could be left behind, say industry leaders

Artificial intelligence is set to transform the mortgage industry but it won’t replace the role of the broker, according to a panel of sector...

Why the mortgage industry must digitise for the customer, not just for compliance

Home buyers today can manage their finances, verify their ID and even order a sofa for next-day delivery all from their phones. Yet when...

The BBC’s exposé isn’t news to mortgage advisers – but it might be to the public

Let’s be honest, for mortgage advisers, the recent Panorama investigation into conditional selling by estate agents wasn’t so much a revelation as it was...

Latest news

News

Foundation Home Loans enters 85% LTV BTL market with fee-free product

Foundation Home Loans has launched a new five-year fixed buy-to-let mortgage at 85% loan-to-value...
Buy-to-let

Majority of landlords have raised rents amid sustained demand

Nearly 60% of UK landlords have increased rents over the past year, with more...
News

Arc & Co. arranges £3.56m loan on Kent apartments leased to council

Specialist debt advisory firm Arc & Co. has arranged a £3,562,500 buy-to-let loan secured...
legal

InterBay introduces joint legal representation in bid to accelerate completions

InterBay, the specialist commercial lender within OSB Group, has introduced joint legal representation as...

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