Retirement borrowing

Millions risk retirement finance shortfall due to life expectancy misjudgement

A growing mismatch between public expectations and actuarial reality on life expectancy could leave...

Cost of a ‘moderate’ retirement rises, says PLSA

The cost of a moderate retirement in the UK has risen again, according to...

Air to drive later life evolving needs into fifth gear at Silverstone event

Later life lending platform Air is turning the spotlight on the evolving needs of...

Older borrowers turned away by high street lenders despite secure incomes

Retirees seeking modest mortgages are being turned away by the UK’s biggest banks, according...

The Loughborough ups later-life interest-only LTV to 70%

Loughborough Building Society has increased its maximum loan to value (LTV) to 70% for...

Trust and transparency top list for older homeowners seeking advice

Older homeowners place a premium on trust, transparency and tailored advice when dealing with...

LiveMore unveils hybrid Part & Part mortgage

LiveMore has expanded its range of later life lending products with the launch of...

Unlocking housing wealth in retirement ‘could add £21bn to UK economy by 2040’

More than half of UK households are expected to rely on property wealth to...

Redefining ‘later life lending’ for a fairer financial future

The phrase ‘later life lending’ is becoming increasingly common in financial services but what...

LiveMore makes rate reductions and criteria enhancements across full later life lending ranges

LiveMore has made pricing and criteria changes across its Standard, Retirement Interest Only (RIO)...

Virgin Money and Clydesdale Bank align lending into retirement policies

Virgin Money and Clydesdale Bank have been working to align their policies for lending...

Loughborough BS adds ‘savings boost’ to later life lending offering

Loughborough Building Society has made a criteria change to its lending in retirement proposition...

LiveMore lowers minimum equity on over-50s’ mortgages

LiveMore has lowered the amount of equity required for its standard interest-only mortgages by...

Older borrowers won’t all be served by a mainstream-only approach

When it comes to the mortgage borrowing public in the UK, the numbers tend...

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We need clearer guidance on Stamp Duty advice

Just over a week ago Angela Rayner resigned following the discovery of a Stamp Duty breach on a flat she owns in Hove. She...

AI could make obsolescence obsolete and slash global e-waste

For decades, technology has been trapped in a cycle of forced obsolescence. Each year, a new iPhone or Android release quietly renders last year’s...

Discount Market Value: a local solution for a national housing challenge

The UK housing market is under constant scrutiny, especially when it comes to bolstering the supply of affordable housing. The government’s recent announcement of a...

Don’t overlook lifetime mortgages for clients with IHT worries

Lifetime mortgages have evolved significantly over the last few years. The industry has risen to the challenge, developing innovative new product features which ensure...

You can’t just turn on a tap and expect housing supply to flow

Yawn and stretch, the government have appointed a new housing Czar in place of the thoroughly discredited Angie Rayner, former Deputy Prime Minister, who...

Latest news

Rents ease in parts of UK but affordability pressures persist

The North East remains the most affordable region in the UK for tenants with...

Peers warn new towns risk failure without clear vision

The Government’s flagship plan to create a new generation of towns across England risks...

Howden upgrades Cardiff office to support growth plans

Howden has announced its move to a larger office in Cardiff as it plans...

LMS expands National Property Transaction Network

LMS has announced a major expansion of its National Property Transaction Network (NPTN) as...