Later Life

An evolving market

Q: Has equity release become mainstream? A: To an extent. I’ve been in the intermediary...

Responsible Lending unveils 2.45% lifetime mortgage

Responsible Lending has introduced a new lifetime mortgage at 2.45%. The introduction of the new...

Pure Retirement offers 40% annual repayments ERC-free

Pure Retirement has launched a new Heritage Freedom 40 product, offering customers the ability...

Later life report: advisers want changes to RIO rules

A new survey paints a picture of low levels of Retirement Interest-Only (RIO) mortgage...

Advise Wise joins Equity Release Council

Advise Wise has become the latest member of the Equity Release Council. Advise Wise will...

Later life lending: rate still king for advisers

Rate is the most important factor cited by advisers when recommending a later life...

Pure Retirement unveils new valuation processes

Pure Retirement has introduced a new valuation processes across its full product range, in...

Covid-19 to delay 1.5m workers’ retirements

1.5 million workers aged 50+ say they will delay their retirement as a direct...

Report: advisers expect to expand later life advice

44% of mortgage advisers are active in the later life market, with equity release...

Knowledge Bank partners with Hodge

Knowledge Bank has joined forces with specialist lender Hodge, to provide brokers with criteria...

Equity Release Supermarket expands free calculator functionality

Equity Release Supermarket (ERS) has expansion its customer-focussed online tools. ERS were the first broker...

Air Group backs care support guide for advisers

Air Group has announced its support for a new guide for advisers and their...

Responsible Group appoints former Confused.com CEO

Carlton Hood has been appointed CEO of Responsible Group, which includes the retirement mortgage...

Advise Wise unveils ‘instant KFI’ for Pure Retirement plans

Advise Wise has introduced an 'instant KFI' feature on its platform for all Pure...
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COMMENT

Technology

If AI gives us more time to think, we must learn how to think well

The great promise of AI in financial services is usually expressed in terms of what it can remove. Less administration, less duplication, fewer manual...

The right scrutiny is a precursor of growing lending safely

Credit markets have always had to accommodate change, but there are periods when the assumptions on which they have been built begin to move...

Only one in five of your clients thinks your fee was justified

You know the moment. 40 minutes in. Gone well. They like you, you like them, everyone's getting on. Then you have to say the fee. And...

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Latest news

Stamp Duty

Badenoch pledges no IHT or stamp duty on family homes

Kemi Badenoch has pledged to remove inheritance tax from family homes and scrap stamp...
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RICS: Housing market recovery falters as buyer demand weakens

The UK housing market lost momentum in September as rising interest rate expectations weighed...
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Cost pressures hold back demand for energy-efficient home upgrades

More than a third of Britons want to improve the energy efficiency of their...
Technology

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

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