Later Life

New senior team for Equity Release Associates

Adviser network, Equity Release Associates (ERA), has made a pair of senior appointments. Justin Wysocki...

Advise Wise integrates state benefits calculator

Advise Wise has teamed up with Entitledto to integrate a state benefits calculator to...

Debt among over-55s becoming more common

39% of over-55s revealed that their outgoings exceeded their income during parts of 2022,...

Pure Retirement widens Classic product distribution

Pure Retirement has announced the widened distribution of its Classic range of lifetime mortgages. The...

LiveMore reduces rates by 50bps

LiveMore has reduced the rates on all of its products by 50 basis points. Rates...

LiveMore reinstates fee assisted mortgages and lowers RIO age

Specialist lender LiveMore is bringing back fee assisted mortgage products, which includes a free...

Pure Retirement appoints new head of distribution

Pure Retirement has announced the appointment of Scott Burman as head of distribution. Burman (pictured)...

MorganAsh: Key leads later life sector on vulnerability

Key Later Life Finance has reported positive results from its vulnerability assessments, with the...

Advisers have the quality and resilience to deliver in 2023

First up, let me wish everyone reading this a very Happy New Year. I...

Just Group to offer free EPCs

Retirement specialist Just Group is teaming up with Vibrant, property services company, to provide...

Envelop Network unveils later life lending panel

The Envelop Network has introduced a later life lending panel which includes 10 providers. The...

Standard Life becomes founding partner for new Samaritans Training School

Phoenix Group has announced that its Standard Life brand is the founding partner for...

Women more likely to view home as their security than men

With 26% equity release customers being single women (according to Key's Q3 Market Monitor), Standard...

2.5 million expect to delay retirement

2.5 million pre-retirees will have to delay their retirement as a result of the...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES