Later Life

LiveMore unveils flexible ‘5+5’ fixed rate mortgage

LiveMore has launched a 10-year mortgage for borrowers aged 50 to 90+, but with...

Air Academy appoints head of academy learning

Air, the platform for later life lending professionals, has appointed Dan Holden into the...

LiveMore Property+ offers options for borrowers with spray foam insulation

Equity Release Supermarket (ERS) has partnered with later life mortgage provider, LiveMore, to provide...

Inflation hitting over-60s’ finances

40% of over-60s have poor or very poor financial resilience, according to the latest...

Reasons for equity release declines revealed

More2life has published data which highlights the top reasons cases are declined to help...

Advise Wise and Responsible Lending unveil API integration

Advise Wise has announced the integration of Responsible Lending into its platform. Advise Wise's...

Consumer Duty & later life lending

Given we are less than a month away from the implementation of the Consumer...

Standard Life Home Finance joins finova panel

Equity release lender, Standard Life Home Finance has become the 85th lender to join...

Higher wages later in life may not counter benefits of early saving

Standard Life analysis has show that early pension saving widens your options when it...

Legal & General Home Finance reduces minimum drawdown

Legal & Home Finance has reduced its minimum drawdown amount to £1,000. The decision is...

Sharp rise in EPC-related product searches

UK homeowners are increasingly reassessing their mortgage options due to recent interest rate activity. Searches...

More2life relaunches high LTV Apex range

More2life has announced the relaunch of its Apex product range, which offers high LTVs. ...

Adviser to pay £106k for poor pension transfer advice

The FCA has banned Mark Abley of County Capital Wealth Management Ltd (in liquidation)...

Stonebridge agrees new partnership with Air

Air, the platform for later life lending professionals, has announced a new partnership with...

COMMENT

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal leasehold system to an end,” of returning power to homeowners...

Managing cashflow and risk in today’s turbulent market

Over the past decade buy-to-let landlords have become accustomed to operating in a market where it can often feel like change is the only...

Is there such thing as a ‘typical borrower’ anymore?

What is a typical borrower? A few decades ago, it would have been a salaried employee, single source of income and, most likely, a...

Private credit has reached its next stage of maturity

Every lending market experiences moments that prompt uncomfortable questions. A high profile default, allegations of poor governance or a significant loss inevitably lead to...

Your clients aren’t being stolen… they’re being handed over

Let's be honest about something the industry won't say out loud. Lenders going direct aren't the problem. Brokers are. Every year the same conversation happens....

Latest news

Commonhold reform: Devil in the detail

The government's language on leasehold reform remains forthright. Ministers speak of, “bringing the feudal...

TMG reports record monthly MetLife submissions

TMG recorded its highest monthly submission volume with MetLife, exceeding its previous record by...

Leek raises earned income age limit to 75

Leek Building Society has introduced eight lending criteria changes covering income, contractors, later-life borrowing...

Coventry cuts residential and buy-to-let rates

Coventry for intermediaries has reduced selected residential and buy-to-let mortgage rates for new and...

PROFILES