Later Life

Cash-poor over-55s struggling to meet routine costs

Homeowners over the age of 55 are routinely skipping meals, leaving bills unpaid and...

FCA to go ahead with retirement income reforms

The Financial Conduct Authority (FCA) is to proceed with the recommendations from its retirement...

Defaqto updates financial adviser guide following Budget

Defaqto has launched a post-Budget update of its financial adviser guide Looking forward to retirement. It...

A quarter of annuity holders would sell for a lump sum

A Populus survey for Saga of more than 2,000 annuity holders has revealed demand...

Pension reforms: advisers need to play their part

2015 is shaping up to be the year of the retiree given the intense...

Average retiree has paid over £145,000 in tax

Research from equity release adviser Bower Retirement Services has calculated that every British retiree...

Stonehaven launches lifetime deals with fixed ERCs

Stonehaven has introduced a new product range which offers customers control over any early...

More 2 life to go out on the road

Equity release lender more 2 life is hosting a series of national ‘Breakfast Roadshows’...

Bower Retirement Services acquires equity release adviser firm

Bower Retirement Services has acquired and amalgamated Sixty Plus, an independent financial adviser firm...

Society of Mortgage Professionals extend events agenda

The Society of Mortgage Professionals has extended its schedule of specialist mortgage and protection roadshows...

L&G outlines equity release targets

Legal & General has revealed that it intends to write £100m of equity release...

Majority approaching retirement not seeking financial advice

According to research by LV=, just one in four over 50s plan to seek...

Tim Gosden joins MGM Advantage

MGM Advantage has hired Tim Gosden as product manager. Tim Gosden will help manage and...

CML issues its own election manifesto

The Council of Mortgage Lenders (CML) has launched a new animated version of its...

COMMENT

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Why the AI revolution could be a golden age for financial advice

Every major technological shift creates the same debate: will it empower professionals to do more, or eventually replace them? Artificial intelligence is simply the latest...

Should mortgage advisers consider the emerging secondary market for life policies?

Mortgage advisers regularly help clients navigate major life changes. While much of the focus is naturally on borrowing, refinancing and insurance, there is another...

One mortgage journey no longer fits every borrower

In the mortgage market, we have lots of different ways of describing customers depending on where they are in their lives. We talk about...

Latest news

Accord cuts all residential new business fixed rates by 0.10%

Accord Mortgages is reducing every fixed rate in its residential new business range by...

Skipton raises maximum income multiple to 6x

Skipton Building Society has increased the maximum loan-to-income multiple available through its LTI Booster...

AI used by more than half of consumers considering complaints

More than half of consumers who made or considered making a formal complaint about...

BetterHome Group UK appoints Anthony Glasgow as chief operating officer

BetterHome Group UK has appointed former Connells Group executive Anthony Glasgow as chief operating...

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