Later Life

Drawdown popularity continues to increase market share

The total value of equity release lending grew by 21% in the first quarter...

The Mortgage Lender reveals product offering

The Mortgage Lender (TML), which is due to launch next month, has outlined aspects...

LLA and ERC members to benefit from new sourcing tool

A new sourcing system for equity release and retirement lending products being launched in...

Pensioner landlords relying on BTL

72% of pensioners who have an investment property said they would struggle to make...

Mike Rogers to stand down as LV= chief exec

Mike Rogers has told the board of LV= that he intends to step down as...

LLA responses to FCA’s ageing population paper

The Later Life Academy (LLA) has submitted its response to the FCA Discussion Paper (DP16-1),...

Over-55s reluctant to move from home city

62% of over-55s are worried about making ends meet in retirement where they live, but...

LV=: make retirees’ downsizing stamp duty exempt

LV= has called for retirees to be made exempt from stamp duty if they...

£400m in pensions used to fund businesses

Since the so-called 'pension freedoms' came into force a year ago, business owners aged...

OneFamily reveals lifetime product details

OneFamily, which earlier this week announced its intention to enter the lifetime mortgage market...

FCA allows affordability waiver for lifetime mortgages

The Financial Conduct Authority (FCA) has decided allow lifetime mortgage lenders to apply for...

Majority of advisers unhappy with retirement solutions

MetLife has found that only one in five advisers are satisfied with the current...

Higher property values for equity release referral customers

Customers referred to specialist equity release brokers by other advisers have significantly higher house...

New entrant to lifetime mortgage market revealed

OneFamily, the mutual which came from the merger of Family Investments and Engage, has...
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COMMENT

Comment

Why rigid credit scoring is locking too many people out of homeownership

Some people don’t fit the mould. That’s always been true in mortgage lending. But the tools used by most lenders to assess borrowers, particularly...

What a bigger market means for brokers

The latest Interpath and BDLA UK Bridging Market Survey confirms what many brokers are already experiencing on the ground, that bridging has hit the...

How social media can bridge the protection disconnect

The latest AMI Protection Viewpoint provided a compelling snapshot of the challenges and opportunities facing the protection market. The research highlights a worrying pattern that...

Opening doors for credit-worthy but overlooked clients

It doesn’t take much these days for a borrower to feel they’ve fallen out of favour with the system. A missed payment here, a...

Ministerial cock-ups could kill radical property taxes

At first it might appear that the mortgage industry and the housing sector as a whole should be cross with the Labour government. After all,...

Latest news

Specialist

HTB backs £4m refinance for London landlord

Hampshire Trust Bank has completed a £4m semi-commercial refinance for an experienced landlord in...
DECISION

MPC narrowly votes to hold rates at 4% as calls for a cut grow louder

The Bank of England’s Monetary Policy Committee (MPC) has come within a whisker of...
Development finance

UTB backs £16.5m Surrey developments by Rushmon Homes

United Trust Bank (UTB) is providing £10.7m in acquisition and development finance to support...
Commercial

Octopus Capital funds two new care homes

Octopus Capital has completed a £30 million forward funding agreement with Synergy Care Developments...

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