Later Life

FCA consults on LISA regulation

The Financial Conduct Authority (FCA) has outlined its proposed approach to regulating the promotion...

Chancellor urged to shine a light on retirement lending

More 2 Life is calling on Philip Hammond to  focus on equity release in...

Women lagging behind in retirement stakes

52% of women are now saving adequately for their retirement compared to 60% of...

Drawdown regrets “real threat” to pension freedoms

Savers who invested in drawdown products are unhappy with their choice while others admit...

Cap on early exit pension charges introduced

The Financial Conduct Authority (FCA) has announced its final rules on capping early exit...

Inheritance ‘tug of war’ continues

Parents and children are banking on financial support from each other, according to the...

Average home sale would pay for seven years’ care

The latest Care Index from Partnership has found that 53% of over-45s agree that...

AIR Sourcing partners with PTFS

AIR Sourcing has embarked upon a new relationship with Personal Touch Financial Services (PTFS). The...

Downsizers overestimating cash raised

Older homeowners have unrealistic expectations about how much money they will raise from downsizing...

Two-thirds of advisers back equity release qualification plan

67% of advisers are supportive of the FCA’s plans to introduce a new standalone...

Equity release market predicted to hit £5bn by 2020

The equity release market will “comfortably be a £5bn market by 2020,” brokers Financial Services...

TML partners with John Charcol

The Mortgage Lender (TML) has announced a new partnership with John Charcol. The addition of...

Record equity release lending figures

The total value of equity release lending grew by 26% year-on-year to a new...

Spending declines by half between early and later retirement

Latest analysis of income and average expenditure statistics by Aegon has found that spending...

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COMMENT

Remortgage options grow for pound-for-pound landlord borrowers

With many thousands of landlords set to come off two and five-year fixed rates in 2025 it makes more sense than ever to reach...

What, me? Standing out in a crowded market

The mortgage market is changing. It’s more competitive, more complex and more client-focused than ever before. But it’s not just client needs that are evolving,...

Food for thought for those not selling mortgage protection

Networks have told me that only one-in-four mortgages arranged are safeguarded by mortgage protection plans. This is poor and worse, from what I hear,...

Buy-to-let market could be mere months away from seismic shift

As the Renters Reform Bill works its way through parliament there should be much to engage advisers’ landlord borrower clients, and a lot of...

How a JBSP mortgage can help boost affordability

With the average house price in the UK nearing £300,000, affordability remains a sticking point for many prospective homebuyers, particularly those trying to buy...

Latest news

Caring for loved ones carries hidden financial toll, new analysis finds

A new report has revealed a stark and growing gap between people’s expectations around...

Investment in learning narrows financial services skills gap

Financial services firms are investing in employee learning at a faster rate than almost...

HTB extends standard BTL pricing to semi-commercial cases

Hampshire Trust Bank (HTB) has broadened its specialist mortgages offering by applying standard buy-to-let...

Danger of rental property shortage looms as landlords plan mass sell-off

A growing number of landlords are preparing to exit the private rental sector (PRS),...
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