Later Life

Over-55s’ generosity causing uncertain retirement

New research has shown the thousands of over-55s are gifting money as part of...

Key Partnerships confirms referral deal with John Charcol

Key Partnerships, the equity release referral service for equity release specialist Key, has announced...

Nationwide to offer RIO mortgages to wider market

The Nationwide Building Society has unveiled a comprehensive package of later life mortgage options...

The Saffron bolsters RIO offering

The Saffron Building Society's latest addition to its Retirement Interest Only (RIO) mortgage products...

Legal & General acquires pension pot tracing business

Legal & General Retail Retirement (LGRR) has purchased a 100% stake in Finovation Limited,...

Age Partnership offers sub-3% fixed equity release rate

Equity release adviser Age Partnership has secured exclusive access to what it claims is...

Together ups maximum age at mortgage end

Specialist lender Together has started offering new mortgages which can end when applicants reach...

Master Private Finance to distribute TML products

The Mortgage Lender (TML) has been appointed to the panel of newly launched Master...

Impact Specialist Finance joins TMA packager panel

Impact Specialist Finance has been added to TMA’s approved packager panel. TMA members can now...

Debt a growing issue with over-55s

Equity release adviser Key has calculated that up to half of older homeowners are...

Increasing longevity creating major change in inheritance trends

An estimated £8.5 billion of inheritance wealth is now skipping a generation each year,...

SunLife: average inheritance for over-55s is £75k

46% of people aged over 55 have received an inheritance, according to SunLife. The average...

More 2 Life to hold later life lending symposiums

More 2 Life is to run a series of later life lending symposiums this...

RIO not a magic bullet for majority of interest-only borrowers

Royal London has calculated that the majority of interest-only borrowers looking to move to a...

COMMENT

I’m 49. My dad’s 73. Between us we’ve found the hole in later life lending

I turn 50 in December, and the marketing has already started. Funeral plans, over-50s life cover, “guaranteed acceptance” adverts wedged between the football highlights....

Buying scale was phase one. What happens next?

Mortgage distribution is in a race for scale. Capital wants market share. Consolidators want distribution. Networks want advisers. Good businesses are commanding serious valuations. If I...

Slow completions are costing brokers. Five steps can help protect their pipelines

Through my conversations with mortgage brokers, and Landmark’s work across the wider home-moving process, I see the same pattern repeatedly. Once a mortgage has...

The industry needs to prepare now for Your First Home

The government’s announcement of the Your First Home scheme is genuinely positive news, and anything that boosts confidence among first-time buyers and people trying...

Why advisers can be part of the conveyancing team

There is a tendency to think the mortgage adviser’s involvement in conveyancing begins with recommending a firm and then largely ends once the client...

Latest news

TPFG buys 25% stake in property and mortgage AI business Enteka

The Property Franchise Group (TPFG) has taken a 25% stake in Enteka AI as...

Property professionals back homebuying reforms, CSS poll finds

More than three-quarters of property professionals believe proposed changes to the homebuying and selling...

Accord cuts buy-to-let rates by up to 0.43%

Accord Mortgages is reducing selected buy-to-let rates by up to 0.43 percentage points, with...

Mortgage Brain embeds LMS conveyancing service into CRM Brain

Mortgage Brain has integrated the LMS Select conveyancing platform directly into CRM Brain, allowing...

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